What are the average closing costs in Lawrence County County?

In Lawrence County County, the median total loan costs on purchase mortgages were $5,224 in 2024, based on 641 originations.

Which lender has the lowest closing costs in Lawrence County County?

Among lenders with 10+ originations in Lawrence County County, Union Savings Bank had the lowest median total closing costs at $3,537 in 2024.

How do closing costs in Lawrence County County compare to Pennsylvania?

Lawrence County County closing costs (median $5,224) are 20.3% below the Pennsylvania state median of $6,553.

Lowest closing cost mortgage lenders in Lawrence County County, Pennsylvania

In Lawrence County, Pennsylvania, homebuyers paid a median of $5,224 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 641 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Union Savings Bank offered the lowest median costs at $3,537, which is $1,232 less than the county median.

Homebuyers in Lawrence County County who chose Union Savings Bank paid $1,687 less in closing costs than the county median.

County Median Costs

$5,224

−20.3% vs Pennsylvania ($6,553)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,675

Purchase Originations

641

vs Pennsylvania Median

20.3% below

$-1,329

vs National Median

22.5% below

$-1,517

Lender rankings in Lawrence County County

12 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Union Savings Bank	$3,537	6.625%	$500	19	−$1,232
2	HOWARD HANNA FINANCIAL SERVICES, INC.	$4,246	6.625%	$1,000	33	−$523
3	First National Bank of Pennsylvania	$4,468	6.625%	$1,262	21	−$301
4	The Huntington National Bank	$4,540	6.875%	$1,287	34	−$229
5	First Commonwealth Bank	$4,565	6.625%	$1,395	18	−$204
6	WEST PENN FINANCIAL SERVICE CENTER, INC.	$4,637	6.625%	$1,455	14	−$132
7	ROCKET MORTGAGE, LLC	$4,685	6.500%	$2,004	47	−$84
8	PNC Bank, National Association	$4,762	6.562%	$1,224	18	−$7
9	MOVEMENT MORTGAGE, LLC	$4,998	6.500%	$1,888	17	+$229
10	Ixonia Bank	$5,025	6.625%	$1,500	20	+$256
11	UNITED WHOLESALE MORTGAGE, LLC	$5,499	6.999%	$2,639	30	+$730

Includes lenders with 10+ purchase originations in Lawrence County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.