Homebuyers in Ontario County County who chose Community Bank, National Association paid $4,621 less in closing costs than the county median.
County Median Costs
$4,621
−27.8% vs New York ($6,400)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,505
Purchase Originations
792
Denial Rate
9.7%
vs New York avg (8.5%)
vs New York Median
27.8% below
$-1,779
vs National Median
30.8% below
$-2,059
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.750% | $0 | 21 | −$4,455 | |
| 2 | $3,042 | 6.500% | $745 | 22 | −$1,413 | |
| 3 | $3,570 | 6.625% | $995 | 78 | −$886 | |
| 4 | $3,623 | 6.625% | $1,745 | 35 | −$832 | |
| 5 | $4,039 | 6.500% | $1,044 | 60 | −$416 | |
| 6 | $4,359 | 6.625% | $1,450 | 151 | −$96 | |
| 7 | $4,507 | 6.875% | $1,550 | 45 | +$52 | |
| 8 | $4,736 | 6.562% | $1,865 | 22 | +$281 | |
| 9 | $4,904 | 6.990% | $1,985 | 37 | +$450 | |
| 10 | $5,476 | 6.875% | $3,180 | 16 | +$1,021 | |
| 11 | $6,512 | 5.188% | $2,993 | 26 | +$2,057 | |
| 12 | $6,914 | 6.875% | $3,728 | 20 | +$2,459 | |
| 13 | $8,103 | 6.374% | $5,330 | 10 | +$3,648 | |
| 14 | $9,750 | 6.375% | $7,371 | 27 | +$5,295 |
Includes lenders with 10+ purchase originations in Ontario County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.