Lowest closing cost mortgage lenders in Pender County County, North Carolina
In Pender County, North Carolina, homebuyers paid a median of $6,104 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 1,114 purchase mortgages at a median rate of 6.54%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $2,390, which is $2,457 less than the county median.
Homebuyers in Pender County County who chose NAVY FEDERAL CREDIT UNION paid $3,714 less in closing costs than the county median.
County Median Costs
$6,104
+6.7% vs North Carolina ($5,720)
Median Rate
6.540%
−1.2% vs national (6.620%)
Median Origination
$1,848
Purchase Originations
1,114
vs North Carolina Median
6.7% above
$384
vs National Median
9.4% below
$-637
Lender rankings in Pender County County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,390 | 6.000% | $0 | 13 | −$2,457 | |
| 2 | $2,396 | 5.875% | $0 | 62 | −$2,451 | |
| 3 | $3,112 | 6.375% | $450 | 12 | −$1,735 | |
| 4 | $3,849 | 6.980% | $1,128 | 16 | −$998 | |
| 5 | $4,642 | 6.625% | $1,645 | 19 | −$205 | |
| 6 | $4,705 | 6.575% | $2,500 | 46 | −$142 | |
| 7 | $5,074 | 7.125% | $2,250 | 13 | +$227 | |
| 8 | $5,232 | 6.933% | $2,015 | 14 | +$385 | |
| 9 | $5,291 | 7.125% | $2,158 | 20 | +$444 | |
| 10 | $5,416 | 6.625% | $1,395 | 13 | +$569 | |
| 11 | $5,480 | 6.800% | $2,378 | 45 | +$633 | |
| 12 | $5,724 | 6.562% | $3,727 | 20 | +$877 | |
| 13 | $5,936 | 6.875% | $2,580 | 25 | +$1,089 | |
| 14 | $6,067 | 6.906% | $3,570 | 20 | +$1,220 | |
| 15 | $6,422 | 6.750% | $2,995 | 16 | +$1,575 | |
| 16 | $6,589 | 8.120% | $3,975 | 12 | +$1,742 | |
| 17 | $7,252 | 6.990% | $4,798 | 14 | +$2,405 | |
| 18 | $10,145 | 6.812% | $6,981 | 24 | +$5,298 |
Includes lenders with 10+ purchase originations in Pender County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.