Lowest closing cost mortgage lenders in Harnett County County, North Carolina
In Harnett County, North Carolina, homebuyers paid a median of $7,364 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 2,803 purchase mortgages at a median rate of 6.33%. Among lenders with 10+ originations, INTERCOASTAL MORTGAGE, LLC offered the lowest median costs at $2,145, which is $2,562 less than the county median.
Homebuyers in Harnett County County who chose INTERCOASTAL MORTGAGE, LLC paid $5,219 less in closing costs than the county median.
County Median Costs
$7,364
+28.7% vs North Carolina ($5,720)
Median Rate
6.330%
−4.4% vs national (6.620%)
Median Origination
$1,920
Purchase Originations
2,803
vs North Carolina Median
28.7% above
$1,644
vs National Median
9.2% above
$623
Lender rankings in Harnett County County
38 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,145 | 6.928% | $0 | 10 | −$2,562 | |
| 2 | $2,396 | 5.500% | $0 | 42 | −$2,311 | |
| 3 | $2,597 | 6.375% | $126 | 20 | −$2,110 | |
| 4 | $3,797 | 5.950% | $1,225 | 30 | −$910 | |
| 5 | $3,893 | 6.625% | $1,395 | 11 | −$814 | |
| 6 | $3,903 | 6.312% | $1,095 | 14 | −$804 | |
| 7 | $3,975 | 6.625% | $1,078 | 15 | −$732 | |
| 8 | $4,164 | 6.625% | $1,760 | 10 | −$543 | |
| 9 | $4,184 | 5.938% | $1,646 | 44 | −$523 | |
| 10 | $4,486 | 6.625% | $1,793 | 69 | −$221 | |
| 11 | $4,488 | 4.990% | $1,977 | 20 | −$219 | |
| 12 | $4,589 | 7.625% | $2,464 | 10 | −$118 | |
| 13 | $4,646 | 6.525% | $2,500 | 129 | −$61 | |
| 14 | $5,029 | 7.000% | $2,682 | 12 | +$322 | |
| 15 | $5,121 | 6.375% | $2,509 | 35 | +$414 | |
| 16 | $5,163 | 6.750% | $1,860 | 23 | +$456 | |
| 17 | $5,540 | 6.500% | $3,320 | 55 | +$833 | |
| 18 | $5,541 | 6.990% | $3,185 | 17 | +$834 | |
| 19 | $5,579 | 6.562% | $3,208 | 10 | +$872 | |
| 20 | $5,584 | 6.625% | $2,394 | 27 | +$877 | |
| 21 | $6,304 | 6.183% | $4,077 | 16 | +$1,597 | |
| 22 | $6,574 | 6.589% | $4,204 | 38 | +$1,867 | |
| 23 | $6,995 | 6.500% | $4,630 | 24 | +$2,288 | |
| 24 | $7,166 | 6.375% | $4,416 | 19 | +$2,459 | |
| 25 | $7,277 | 6.625% | $5,150 | 27 | +$2,570 | |
| 26 | $8,781 | 6.490% | $6,119 | 14 | +$4,074 |
Includes lenders with 10+ purchase originations in Harnett County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.