Homebuyers in Harnett County County who chose KBHS HOME LOANS, LLC paid $6,533 less in closing costs than the county median.
County Median Costs
$7,419
+29.3% vs North Carolina ($5,736)
Median Rate
6.150%
−5.2% vs national (6.490%)
Median Origination
$1,687
Purchase Originations
3,053
Denial Rate
7.3%
vs North Carolina avg (9.1%)
vs North Carolina Median
29.3% above
$1,683
vs National Median
11.1% above
$739
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,190 | 3.995% | $1,190 | 12 | −$3,504 | |
| 2 | $2,271 | 5.625% | $101 | 21 | −$2,423 | |
| 3 | $2,356 | 5.250% | $101 | 29 | −$2,338 | |
| 4 | $2,567 | 5.250% | $0 | 47 | −$2,127 | |
| 5 | $2,791 | 6.438% | $617 | 18 | −$1,903 | |
| 6 | $3,094 | 5.875% | $1,295 | 12 | −$1,600 | |
| 7 | $3,742 | 6.875% | $1,270 | 12 | −$952 | |
| 8 | $3,759 | 5.990% | $1,225 | 39 | −$935 | |
| 9 | $3,830 | 6.625% | $1,852 | 12 | −$864 | |
| 10 | $4,188 | 5.375% | $1,646 | 25 | −$506 | |
| 11 | $4,319 | 6.750% | $1,585 | 10 | −$375 | |
| 12 | $4,376 | 6.490% | $1,095 | 20 | −$318 | |
| 13 | $4,501 | 6.495% | $1,745 | 50 | −$193 | |
| 14 | $4,585 | 6.312% | $1,908 | 26 | −$109 | |
| 15 | $4,646 | 5.825% | $2,500 | 146 | −$48 | |
| 16 | $5,032 | 6.625% | $2,953 | 36 | +$338 | |
| 17 | $5,068 | 6.500% | $1,974 | 19 | +$374 | |
| 18 | $5,209 | 6.375% | $1,901 | 14 | +$515 | |
| 19 | $5,249 | 6.875% | $2,478 | 36 | +$555 | |
| 20 | $5,487 | 6.625% | $3,167 | 12 | +$793 | |
| 21 | $5,551 | 6.625% | $2,250 | 12 | +$857 | |
| 22 | $5,960 | 6.625% | $3,896 | 19 | +$1,266 | |
| 23 | $6,294 | 6.938% | $1,820 | 10 | +$1,600 | |
| 24 | $6,355 | 6.624% | $3,168 | 33 | +$1,661 | |
| 25 | $6,452 | 6.375% | $5,611 | 11 | +$1,758 |
Includes lenders with 10+ purchase originations in Harnett County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.