Lowest closing cost mortgage lenders in Cumberland County County, North Carolina
In Cumberland County, North Carolina, homebuyers paid a median of $7,378 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 3,880 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, MORTGAGE SOLUTIONS OF COLORADO, LLC offered the lowest median costs at $864, which is $6,884 less than the county median.
Homebuyers in Cumberland County County who chose MORTGAGE SOLUTIONS OF COLORADO, LLC paid $6,514 less in closing costs than the county median.
County Median Costs
$7,378
+29.0% vs North Carolina ($5,720)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,495
Purchase Originations
3,880
vs North Carolina Median
29.0% above
$1,658
vs National Median
9.4% above
$637
Lender rankings in Cumberland County County
46 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,732 | 6.625% | $713 | 10 | −$2,195 | |
| 2 | $3,080 | 6.750% | $0 | 40 | −$1,847 | |
| 3 | $3,613 | 6.125% | $1,051 | 11 | −$1,314 | |
| 4 | $3,648 | 7.750% | $1,395 | 10 | −$1,279 | |
| 5 | $3,982 | 6.500% | $1,395 | 22 | −$945 | |
| 6 | $3,992 | 6.500% | $1,478 | 34 | −$935 | |
| 7 | $4,066 | 6.625% | $1,249 | 13 | −$861 | |
| 8 | $4,216 | 6.600% | $2,010 | 72 | −$711 | |
| 9 | $4,713 | 6.990% | $1,629 | 14 | −$214 | |
| 10 | $4,778 | 6.500% | $1,637 | 22 | −$149 | |
| 11 | $4,948 | 6.990% | $1,891 | 11 | +$21 | |
| 12 | $5,024 | 6.490% | $1,780 | 13 | +$97 | |
| 13 | $5,084 | 6.750% | $2,530 | 40 | +$157 | |
| 14 | $5,456 | 6.875% | $2,538 | 32 | +$529 | |
| 15 | $5,616 | 6.875% | $3,268 | 51 | +$689 | |
| 16 | $5,639 | 6.750% | $2,915 | 13 | +$712 | |
| 17 | $5,835 | 6.625% | $3,179 | 12 | +$908 | |
| 18 | $5,977 | 6.625% | $3,052 | 11 | +$1,050 | |
| 19 | $6,161 | 6.625% | $3,518 | 16 | +$1,234 | |
| 20 | $6,291 | 6.625% | $3,995 | 27 | +$1,364 | |
| 21 | $7,389 | 6.625% | $4,942 | 41 | +$2,462 |
Includes lenders with 10+ purchase originations in Cumberland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.