Homebuyers in Sherburne County County who chose Liberty Bank Minnesota paid $4,272 less in closing costs than the county median.
County Median Costs
$6,530
+17.4% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,730
Purchase Originations
1,198
Denial Rate
4.8%
vs Minnesota avg (5.7%)
vs Minnesota Median
17.4% above
$967
vs National Median
2.3% below
$-150
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,258 | 6.375% | $231 | 11 | −$3,345 | |
| 2 | $2,961 | 6.188% | $0 | 16 | −$2,642 | |
| 3 | $3,675 | 6.250% | $1,544 | 13 | −$1,928 | |
| 4 | $4,052 | 6.125% | $1,250 | 13 | −$1,550 | |
| 5 | $4,227 | 5.625% | $1,625 | 31 | −$1,376 | |
| 6 | $4,363 | 6.625% | $1,145 | 16 | −$1,240 | |
| 7 | $4,393 | 6.562% | $1,807 | 10 | −$1,210 | |
| 8 | $4,577 | 6.625% | $1,355 | 13 | −$1,026 | |
| 9 | $4,702 | 6.625% | $2,144 | 14 | −$901 | |
| 10 | $5,097 | 6.750% | $2,564 | 17 | −$506 | |
| 11 | $5,132 | 6.625% | $2,737 | 44 | −$471 | |
| 12 | $5,279 | 6.375% | $3,354 | 13 | −$324 | |
| 13 | $5,366 | 6.499% | $2,755 | 10 | −$237 | |
| 14 | $5,392 | 6.500% | $2,280 | 67 | −$211 | |
| 15 | $5,397 | 6.308% | $2,772 | 10 | −$206 | |
| 16 | $5,645 | 6.862% | $1,865 | 16 | +$42 | |
| 17 | $5,684 | 6.625% | $3,243 | 28 | +$81 | |
| 18 | $5,762 | 6.625% | $3,063 | 18 | +$159 | |
| 19 | $6,094 | 6.625% | $3,592 | 43 | +$491 | |
| 20 | $6,171 | 6.495% | $3,117 | 12 | +$568 | |
| 21 | $6,178 | 6.490% | $3,258 | 15 | +$575 | |
| 22 | $6,675 | 6.812% | $4,068 | 16 | +$1,072 | |
| 23 | $6,916 | 6.625% | $4,022 | 61 | +$1,313 | |
| 24 | $7,221 | 6.312% | $4,374 | 10 | +$1,618 | |
| 25 | $7,391 | 6.750% | $4,650 | 13 | +$1,788 |
Includes lenders with 10+ purchase originations in Sherburne County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.