Homebuyers in Wayne County County who chose OCMBC, INC. paid $4,864 less in closing costs than the county median.
County Median Costs
$4,864
+7.8% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,770
Purchase Originations
12,558
Denial Rate
14.8%
vs Michigan avg (12.0%)
vs Michigan Median
7.8% above
$350
vs National Median
27.2% below
$-1,816
89 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 8.625% | $0 | 13 | −$4,341 | |
| 2 | $600 | 5.875% | $240 | 139 | −$3,741 | |
| 3 | $2,198 | 6.125% | $0 | 42 | −$2,143 | |
| 4 | $2,620 | 6.490% | $650 | 255 | −$1,721 | |
| 5 | $2,657 | 6.562% | $117 | 10 | −$1,684 | |
| 6 | $2,722 | 6.433% | $615 | 12 | −$1,619 | |
| 7 | $2,824 | 5.875% | $745 | 70 | −$1,517 | |
| 8 | $2,883 | 6.375% | $280 | 22 | −$1,458 | |
| 9 | $3,111 | 6.500% | $1,125 | 16 | −$1,230 | |
| 10 | $3,236 | 6.625% | $1,673 | 138 | −$1,105 | |
| 11 | $3,265 | 6.375% | $750 | 25 | −$1,076 | |
| 12 | $3,352 | 6.500% | $850 | 29 | −$989 | |
| 13 | $3,380 | 6.500% | $1,065 | 52 | −$961 | |
| 14 | $3,399 | 6.625% | $1,295 | 42 | −$942 | |
| 15 | $3,501 | 6.750% | $922 | 12 | −$840 | |
| 16 | $3,537 | 6.625% | $1,064 | 14 | −$804 | |
| 17 | $3,542 | 6.625% | $1,295 | 282 | −$799 | |
| 18 | $3,581 | 6.125% | $1,490 | 11 | −$760 | |
| 19 | $3,690 | 6.875% | $1,050 | 35 | −$651 | |
| 20 | $3,734 | 6.500% | $1,195 | 38 | −$607 | |
| 21 | $3,741 | 6.933% | $1,037 | 16 | −$600 | |
| 22 | $3,768 | 6.625% | $1,227 | 41 | −$573 | |
| 23 | $3,792 | 6.125% | $1,239 | 15 | −$549 | |
| 24 | $3,836 | 6.625% | $1,857 | 75 | −$505 | |
| 25 | $3,856 | 6.500% | $1,252 | 49 | −$485 |
Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.