Homebuyers in Lenawee County County who chose FIRST CHOICE MH LLC paid $2,394 less in closing costs than the county median.
County Median Costs
$4,540
+0.6% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,752
Purchase Originations
897
Denial Rate
8.9%
vs Michigan avg (12.0%)
vs Michigan Median
0.6% above
$26
vs National Median
32.0% below
$-2,140
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,146 | 10.350% | $1,202 | 17 | −$1,632 | |
| 2 | $3,054 | 6.500% | $1,150 | 120 | −$724 | |
| 3 | $3,362 | 6.625% | $1,100 | 21 | −$416 | |
| 4 | $3,811 | 6.875% | $1,190 | 10 | +$33 | |
| 5 | $3,824 | 6.625% | $2,035 | 11 | +$46 | |
| 6 | $3,978 | 6.625% | $1,479 | 14 | +$200 | |
| 7 | $4,065 | 6.562% | $1,902 | 22 | +$287 | |
| 8 | $4,111 | 6.875% | $1,980 | 29 | +$333 | |
| 9 | $4,200 | 6.625% | $2,333 | 26 | +$422 | |
| 10 | $4,230 | 6.625% | $2,175 | 13 | +$452 | |
| 11 | $4,338 | 6.990% | $2,090 | 10 | +$560 | |
| 12 | $4,921 | 6.600% | $2,208 | 44 | +$1,143 | |
| 13 | $6,919 | 6.750% | $4,716 | 45 | +$3,141 | |
| 14 | $9,738 | 6.650% | $7,157 | 17 | +$5,960 |
Includes lenders with 10+ purchase originations in Lenawee County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.