Homebuyers in Lapeer County County who chose JPMorgan Chase Bank, National Association paid $3,289 less in closing costs than the county median.
County Median Costs
$5,089
+12.7% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,859
Purchase Originations
858
Denial Rate
9.0%
vs Michigan avg (12.0%)
vs Michigan Median
12.7% above
$575
vs National Median
23.8% below
$-1,591
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,800 | 6.625% | $55 | 11 | −$2,724 | |
| 2 | $2,040 | 10.350% | $1,290 | 22 | −$2,484 | |
| 3 | $2,842 | 5.875% | $540 | 11 | −$1,682 | |
| 4 | $3,392 | 6.688% | $1,123 | 12 | −$1,132 | |
| 5 | $3,615 | 6.812% | $950 | 20 | −$909 | |
| 6 | $3,641 | 6.250% | $989 | 17 | −$883 | |
| 7 | $4,300 | 6.500% | $1,395 | 20 | −$224 | |
| 8 | $4,706 | 6.688% | $2,356 | 28 | +$182 | |
| 9 | $4,782 | 6.600% | $2,787 | 10 | +$258 | |
| 10 | $4,864 | 6.625% | $2,398 | 15 | +$340 | |
| 11 | $4,955 | 6.750% | $2,447 | 33 | +$431 | |
| 12 | $5,031 | 6.875% | $2,482 | 20 | +$507 | |
| 13 | $5,047 | 6.625% | $2,090 | 79 | +$523 | |
| 14 | $5,180 | 6.688% | $2,975 | 26 | +$656 | |
| 15 | $5,243 | 6.365% | $1,390 | 30 | +$719 | |
| 16 | $5,267 | 6.750% | $3,146 | 54 | +$743 | |
| 17 | $5,335 | 6.250% | $2,588 | 13 | +$811 | |
| 18 | $6,142 | 7.000% | $1,897 | 17 | +$1,618 | |
| 19 | $9,616 | 7.000% | $6,000 | 13 | +$5,092 |
Includes lenders with 10+ purchase originations in Lapeer County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.