Lowest closing cost mortgage lenders in Lapeer County County, Michigan
In Lapeer County, Michigan, homebuyers paid a median of $4,930 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 790 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, FIRST CHOICE MH LLC offered the lowest median costs at $1,318, which is $3,002 less than the county median.
Homebuyers in Lapeer County County who chose FIRST CHOICE MH LLC paid $3,612 less in closing costs than the county median.
County Median Costs
$4,930
+11.1% vs Michigan ($4,438)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,990
Purchase Originations
790
vs Michigan Median
11.1% above
$492
vs National Median
26.9% below
$-1,811
Lender rankings in Lapeer County County
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,318 | 10.350% | $400 | 21 | −$3,002 | |
| 2 | $2,562 | 5.875% | $189 | 10 | −$1,758 | |
| 3 | $3,103 | 6.938% | $952 | 20 | −$1,217 | |
| 4 | $3,430 | 6.950% | $1,296 | 12 | −$890 | |
| 5 | $3,455 | 6.750% | $850 | 21 | −$865 | |
| 6 | $3,501 | 6.875% | $1,273 | 12 | −$819 | |
| 7 | $3,733 | 6.625% | $1,299 | 11 | −$587 | |
| 8 | $3,761 | 6.500% | $1,302 | 17 | −$559 | |
| 9 | $4,112 | 6.990% | $1,839 | 15 | −$208 | |
| 10 | $4,406 | 7.250% | $1,873 | 10 | +$86 | |
| 11 | $4,700 | 6.990% | $2,481 | 29 | +$380 | |
| 12 | $4,767 | 6.990% | $2,886 | 54 | +$447 | |
| 13 | $4,818 | 6.875% | $2,691 | 35 | +$498 | |
| 14 | $4,874 | 6.998% | $2,500 | 83 | +$554 | |
| 15 | $5,264 | 7.000% | $1,190 | 13 | +$944 | |
| 16 | $5,512 | 6.808% | $1,390 | 22 | +$1,192 | |
| 17 | $5,856 | 6.875% | $3,720 | 13 | +$1,536 | |
| 18 | $9,452 | 6.950% | $7,007 | 21 | +$5,132 |
Includes lenders with 10+ purchase originations in Lapeer County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.