Purchase Originations
423
Median Total Costs
$5,845
−12.5% vs national ($6,680)
↓ $167 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,438
Median Lender Credits
$95
Denial Rate
1.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 262 | 6.625% | $4,674 | $2,453 |
| fha | 125 | 6.625% | $8,254 | $2,387 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,239 | 6.625% | — | 18 | −$1,606 | |
| 2 | $4,815 | 6.500% | — | 26 | −$1,030 | |
| 3 | $5,227 | 6.625% | — | 52 | −$618 | |
| 4 | $5,231 | 6.500% | — | 3 | −$614 | |
| 5 | $5,249 | 6.625% | — | 11 | −$596 | |
| 6 | $5,252 | 6.490% | — | 21 | −$593 | |
| 7 | $5,351 | 6.625% | — | 7 | −$494 | |
| 8 | $5,627 | 6.495% | — | 12 | −$218 | |
| 9 | $5,776 | 6.808% | — | 4 | −$69 | |
| 10 | $5,863 | 6.625% | — | 4 | +$18 | |
| 11 | $5,866 | 6.688% | — | 6 | +$21 | |
| 12 | $5,917 | 6.808% | — | 2 | +$72 | |
| 13 | $6,180 | 6.625% | — | 24 | +$335 | |
| 14 | $6,297 | 6.625% | — | 19 | +$452 | |
| 15 | $6,314 | 6.625% | — | 143 | +$469 | |
| 16 | $6,980 | 6.500% | — | 15 | +$1,135 | |
| 17 | $7,287 | 6.750% | — | 7 | +$1,442 | |
| 18 | $7,529 | 6.750% | — | 5 | +$1,684 | |
| 19 | $7,924 | 7.000% | — | 4 | +$2,079 | |
| 20 | $9,946 | 6.875% | — | 2 | +$4,101 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | BLG Holdings, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $185,000 | $335,000 | −$150,000 (−44.8%) |
| Median total closing costs | $5,845 | $7,127 | −$1,282 (−18.0%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.