Lowest closing cost mortgage lenders in Ingham County County, Michigan
In Ingham County, Michigan, homebuyers paid a median of $4,000 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 2,419 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,977, which is $2,468 less than the county median.
Homebuyers in Ingham County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,023 less in closing costs than the county median.
County Median Costs
$4,000
−9.9% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,632
Purchase Originations
2,419
vs Michigan Median
9.9% below
$-438
vs National Median
40.7% below
$-2,741
Lender rankings in Ingham County County
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,464 | 6.750% | $433 | 39 | −$1,272 | |
| 2 | $2,815 | 6.875% | $745 | 19 | −$921 | |
| 3 | $2,938 | 6.938% | $880 | 18 | −$798 | |
| 4 | $3,138 | 6.875% | $1,295 | 31 | −$598 | |
| 5 | $3,148 | 6.500% | $890 | 42 | −$588 | |
| 6 | $3,308 | 5.875% | $1,195 | 17 | −$428 | |
| 7 | $3,316 | 6.688% | $1,219 | 36 | −$420 | |
| 8 | $3,352 | 6.625% | $1,429 | 172 | −$384 | |
| 9 | $3,414 | 6.625% | $1,411 | 14 | −$322 | |
| 10 | $3,446 | 6.625% | $1,190 | 349 | −$290 | |
| 11 | $3,484 | 6.562% | $1,200 | 30 | −$252 | |
| 12 | $3,515 | 6.812% | $1,295 | 212 | −$221 | |
| 13 | $3,608 | 6.250% | $1,442 | 13 | −$128 | |
| 14 | $3,710 | 6.433% | $2,038 | 12 | −$26 | |
| 15 | $3,722 | 6.990% | $2,150 | 11 | −$14 | |
| 16 | $3,770 | 6.812% | $1,353 | 10 | +$34 | |
| 17 | $3,934 | 6.625% | $1,546 | 19 | +$198 | |
| 18 | $3,948 | 7.250% | $1,930 | 10 | +$212 | |
| 19 | $3,981 | 6.750% | $1,960 | 133 | +$245 | |
| 20 | $4,144 | 6.625% | $2,081 | 23 | +$408 | |
| 21 | $4,262 | 6.625% | $1,990 | 13 | +$526 | |
| 22 | $4,288 | 6.625% | $2,299 | 17 | +$552 | |
| 23 | $4,506 | 6.933% | $2,241 | 10 | +$770 | |
| 24 | $4,687 | 6.625% | $2,405 | 39 | +$951 | |
| 25 | $4,760 | 6.896% | $2,573 | 130 | +$1,024 | |
| 26 | $5,503 | 6.625% | $3,450 | 10 | +$1,767 | |
| 27 | $5,668 | 6.875% | $3,790 | 31 | +$1,932 | |
| 28 | $5,749 | 7.125% | $3,566 | 161 | +$2,013 | |
| 29 | $6,326 | 7.125% | $4,025 | 11 | +$2,590 |
Includes lenders with 10+ purchase originations in Ingham County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.