Homebuyers in Ingham County County who chose NAVY FEDERAL CREDIT UNION paid $1,889 less in closing costs than the county median.
County Median Costs
$4,136
−8.4% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,580
Purchase Originations
2,434
Denial Rate
11.9%
vs Michigan avg (12.0%)
vs Michigan Median
8.4% below
$-378
vs National Median
38.1% below
$-2,544
32 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,294 | 6.500% | $500 | 29 | −$1,581 | |
| 2 | $2,512 | 6.500% | $0 | 12 | −$1,363 | |
| 3 | $2,766 | 6.625% | $1,345 | 28 | −$1,109 | |
| 4 | $3,120 | 6.875% | $1,075 | 23 | −$755 | |
| 5 | $3,137 | 6.750% | $880 | 18 | −$738 | |
| 6 | $3,323 | 6.312% | $970 | 56 | −$552 | |
| 7 | $3,404 | 6.625% | $1,303 | 125 | −$471 | |
| 8 | $3,515 | 6.500% | $1,308 | 38 | −$360 | |
| 9 | $3,527 | 6.562% | $1,725 | 14 | −$348 | |
| 10 | $3,542 | 6.625% | $1,820 | 12 | −$333 | |
| 11 | $3,589 | 6.625% | $1,395 | 38 | −$286 | |
| 12 | $3,635 | 6.625% | $1,250 | 346 | −$240 | |
| 13 | $3,656 | 5.125% | $1,195 | 17 | −$219 | |
| 14 | $3,721 | 6.500% | $1,295 | 208 | −$154 | |
| 15 | $3,723 | 6.250% | $1,481 | 13 | −$152 | |
| 16 | $3,818 | 6.375% | $1,400 | 40 | −$57 | |
| 17 | $3,852 | 6.062% | $2,040 | 10 | −$23 | |
| 18 | $3,895 | 6.750% | $1,854 | 136 | +$20 | |
| 19 | $4,005 | 6.500% | $1,517 | 11 | +$130 | |
| 20 | $4,008 | 6.750% | $1,376 | 11 | +$133 | |
| 21 | $4,140 | 6.625% | $2,233 | 10 | +$265 | |
| 22 | $4,206 | 6.750% | $2,085 | 27 | +$331 | |
| 23 | $4,280 | 6.750% | $1,569 | 11 | +$405 | |
| 24 | $4,336 | 6.575% | $1,644 | 12 | +$461 | |
| 25 | $4,378 | 6.625% | $2,156 | 10 | +$503 |
Includes lenders with 10+ purchase originations in Ingham County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.