Homebuyers in Genesee County County who chose JPMorgan Chase Bank, National Association paid $2,155 less in closing costs than the county median.
County Median Costs
$4,898
+8.5% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,839
Purchase Originations
3,798
Denial Rate
9.7%
vs Michigan avg (12.0%)
vs Michigan Median
8.5% above
$384
vs National Median
26.7% below
$-1,782
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,743 | 6.625% | $649 | 52 | −$1,442 | |
| 2 | $3,034 | 6.625% | $672 | 18 | −$1,151 | |
| 3 | $3,145 | 6.500% | $845 | 12 | −$1,040 | |
| 4 | $3,180 | 6.625% | $1,295 | 33 | −$1,005 | |
| 5 | $3,266 | 6.625% | $1,070 | 28 | −$919 | |
| 6 | $3,309 | 6.000% | $1,130 | 87 | −$876 | |
| 7 | $3,341 | 6.750% | $920 | 34 | −$844 | |
| 8 | $3,415 | 6.500% | $850 | 56 | −$770 | |
| 9 | $3,479 | 6.375% | $1,006 | 136 | −$706 | |
| 10 | $3,566 | 6.750% | $1,088 | 16 | −$619 | |
| 11 | $3,569 | 6.750% | $950 | 93 | −$616 | |
| 12 | $3,649 | 6.688% | $1,792 | 28 | −$536 | |
| 13 | $3,664 | 5.812% | $1,114 | 10 | −$521 | |
| 14 | $3,786 | 6.625% | $1,300 | 11 | −$399 | |
| 15 | $3,788 | 6.375% | $1,274 | 33 | −$396 | |
| 16 | $3,853 | 6.625% | $1,419 | 29 | −$332 | |
| 17 | $3,900 | 6.625% | $1,395 | 61 | −$285 | |
| 18 | $3,999 | 6.750% | $1,190 | 50 | −$186 | |
| 19 | $4,003 | 6.500% | $1,300 | 11 | −$182 | |
| 20 | $4,032 | 6.750% | $1,353 | 14 | −$153 | |
| 21 | $4,090 | 6.750% | $1,572 | 200 | −$95 | |
| 22 | $4,164 | 6.500% | $1,976 | 19 | −$21 | |
| 23 | $4,186 | 6.750% | $1,434 | 17 | +$1 | |
| 24 | $4,342 | 6.250% | $1,400 | 30 | +$157 | |
| 25 | $4,370 | 6.900% | $1,640 | 11 | +$185 |
Includes lenders with 10+ purchase originations in Genesee County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.