Lowest closing cost mortgage lenders in Genesee County County, Michigan
In Genesee County, Michigan, homebuyers paid a median of $4,842 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 3,575 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, GUARANTEED RATE, INC. offered the lowest median costs at $2,786, which is $1,265 less than the county median.
Homebuyers in Genesee County County who chose GUARANTEED RATE, INC. paid $2,056 less in closing costs than the county median.
County Median Costs
$4,842
+9.1% vs Michigan ($4,438)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,895
Purchase Originations
3,575
vs Michigan Median
9.1% above
$404
vs National Median
28.2% below
$-1,899
Lender rankings in Genesee County County
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,786 | 6.800% | $647 | 11 | −$1,265 | |
| 2 | $2,900 | 5.875% | $630 | 74 | −$1,151 | |
| 3 | $2,950 | 6.625% | $1,295 | 11 | −$1,101 | |
| 4 | $3,081 | 6.875% | $936 | 24 | −$970 | |
| 5 | $3,109 | 6.625% | $850 | 54 | −$942 | |
| 6 | $3,119 | 6.750% | $845 | 56 | −$932 | |
| 7 | $3,242 | 6.625% | $1,045 | 32 | −$809 | |
| 8 | $3,349 | 6.375% | $1,274 | 40 | −$702 | |
| 9 | $3,352 | 6.990% | $1,295 | 52 | −$699 | |
| 10 | $3,396 | 6.500% | $1,044 | 65 | −$654 | |
| 11 | $3,413 | 6.625% | $950 | 83 | −$638 | |
| 12 | $3,462 | 6.625% | $1,200 | 14 | −$590 | |
| 13 | $3,530 | 6.625% | $1,330 | 55 | −$521 | |
| 14 | $3,605 | 6.875% | $1,349 | 30 | −$446 | |
| 15 | $3,715 | 6.812% | $1,765 | 34 | −$336 | |
| 16 | $3,730 | 6.625% | $1,353 | 19 | −$321 | |
| 17 | $3,822 | 6.625% | $1,908 | 23 | −$228 | |
| 18 | $3,828 | 6.875% | $1,190 | 52 | −$223 | |
| 19 | $3,828 | 6.625% | $1,889 | 10 | −$223 | |
| 20 | $4,085 | 7.125% | $1,994 | 11 | +$34 | |
| 21 | $4,099 | 7.125% | $1,050 | 12 | +$48 | |
| 22 | $4,156 | 6.625% | $1,831 | 15 | +$105 | |
| 23 | $4,162 | 6.990% | $1,854 | 24 | +$110 | |
| 24 | $4,328 | 6.990% | $1,835 | 30 | +$277 | |
| 25 | $4,343 | 6.875% | $2,308 | 120 | +$292 | |
| 26 | $4,360 | 6.990% | $1,958 | 15 | +$309 | |
| 27 | $4,404 | 7.125% | $1,923 | 31 | +$353 | |
| 28 | $4,434 | 6.625% | $2,366 | 57 | +$383 | |
| 29 | $4,497 | 9.920% | $1,300 | 34 | +$446 | |
| 30 | $4,501 | 6.875% | $2,557 | 230 | +$450 | |
| 31 | $4,507 | 6.990% | $1,923 | 10 | +$456 | |
| 32 | $4,513 | 6.990% | $2,399 | 176 | +$462 | |
| 33 | $4,517 | 6.999% | $1,897 | 12 | +$466 | |
| 34 | $4,554 | 6.990% | $2,421 | 10 | +$503 | |
| 35 | $4,621 | 7.125% | $2,490 | 48 | +$570 | |
| 36 | $4,628 | 6.938% | $2,491 | 24 | +$577 | |
| 37 | $4,935 | 6.999% | $2,445 | 249 | +$884 | |
| 38 | $5,089 | 7.125% | $3,124 | 27 | +$1,038 | |
| 39 | $5,149 | 6.875% | $2,931 | 91 | +$1,098 | |
| 40 | $5,325 | 6.808% | $3,064 | 16 | +$1,274 | |
| 41 | $5,484 | 6.875% | $2,958 | 23 | +$1,433 | |
| 42 | $5,909 | 6.438% | $3,373 | 10 | +$1,858 |
Includes lenders with 10+ purchase originations in Genesee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.