FINANCIAL PLUS CREDIT UNION closing costs and rates (2024)
In 2024, FINANCIAL PLUS CREDIT UNION originated 109 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,092. That is $3,649 below the national median of $6,741. FINANCIAL PLUS CREDIT UNION is most active in Michigan with 109 originations there.
Purchase Originations
109
Median Total Costs
$3,092
−54.1% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,045
Median Lender Credits
$1,500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 96 | 6.500% | $3,040 | $1,045 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 109 | 6.500% | $3,092 | #109 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,764 | 6.312% | — | 2 | −$328 | |
| 2 | $2,817 | 6.500% | — | 1 | −$275 | |
| 3 | $2,847 | 6.875% | — | 1 | −$245 | |
| 4 | $2,851 | 6.625% | — | 1 | −$241 | |
| 5 | $2,911 | 6.000% | — | 1 | −$181 | |
| 6 | $2,979 | 6.625% | — | 1 | −$113 | |
| 7 | $2,984 | 6.500% | — | 1 | −$108 | |
| 8 | $2,998 | 6.500% | — | 26 | −$94 | |
| 9 | $3,010 | 6.500% | — | 17 | −$82 | |
| 10 | $3,088 | 6.875% | — | 1 | −$4 | |
| 11 | $3,205 | 6.938% | — | 2 | +$113 | |
| 12 | $3,234 | 6.688% | — | 6 | +$142 | |
| 13 | $3,310 | 6.500% | — | 35 | +$218 | |
| 14 | $3,435 | 6.125% | — | 1 | +$343 | |
| 15 | $3,506 | 6.875% | — | 3 | +$414 | |
| 16 | $3,591 | 6.688% | — | 2 | +$499 | |
| 17 | $3,879 | 6.062% | — | 2 | +$787 | |
| 18 | $4,120 | 6.312% | — | 2 | +$1,028 | |
| 19 | $4,227 | 6.625% | — | 4 | +$1,135 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.