Homebuyers in Eaton County County who chose PFCU paid $1,165 less in closing costs than the county median.
County Median Costs
$4,319
−4.3% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,590
Purchase Originations
1,047
Denial Rate
12.2%
vs Michigan avg (12.0%)
vs Michigan Median
4.3% below
$-195
vs National Median
35.3% below
$-2,361
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,154 | 6.375% | $1,065 | 17 | −$788 | |
| 2 | $3,208 | 6.183% | $890 | 18 | −$733 | |
| 3 | $3,298 | 6.375% | $1,075 | 19 | −$643 | |
| 4 | $3,553 | 6.625% | $1,395 | 13 | −$388 | |
| 5 | $3,562 | 6.500% | $1,295 | 43 | −$379 | |
| 6 | $3,639 | 6.625% | $1,295 | 75 | −$302 | |
| 7 | $3,652 | 5.500% | $1,195 | 24 | −$289 | |
| 8 | $3,801 | 6.625% | $1,307 | 132 | −$140 | |
| 9 | $3,916 | 6.624% | $1,571 | 26 | −$25 | |
| 10 | $3,972 | 6.750% | $1,295 | 21 | +$31 | |
| 11 | $3,984 | 6.250% | $1,400 | 11 | +$43 | |
| 12 | $4,255 | 6.562% | $2,412 | 42 | +$314 | |
| 13 | $4,897 | 6.750% | $2,655 | 15 | +$956 | |
| 14 | $5,513 | 6.800% | $3,057 | 10 | +$1,572 | |
| 15 | $5,754 | 6.625% | $3,399 | 24 | +$1,813 | |
| 16 | $6,024 | 6.688% | $3,571 | 10 | +$2,083 | |
| 17 | $6,170 | 6.990% | $3,797 | 72 | +$2,229 | |
| 18 | $7,818 | 9.650% | $2,336 | 22 | +$3,877 |
Includes lenders with 10+ purchase originations in Eaton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.