What are the average closing costs in Eaton County County?

In Eaton County County, the median total loan costs on purchase mortgages were $4,683 in 2024, based on 975 originations.

Which lender has the lowest closing costs in Eaton County County?

Among lenders with 10+ originations in Eaton County County, CONSUMERS CREDIT UNION had the lowest median total closing costs at $3,195 in 2024.

How do closing costs in Eaton County County compare to Michigan?

Eaton County County closing costs (median $4,683) are 5.5% above the Michigan state median of $4,438.

Lowest closing cost mortgage lenders in Eaton County County, Michigan

In Eaton County, Michigan, homebuyers paid a median of $4,683 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 975 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, CONSUMERS CREDIT UNION offered the lowest median costs at $3,195, which is $767 less than the county median.

Homebuyers in Eaton County County who chose CONSUMERS CREDIT UNION paid $1,488 less in closing costs than the county median.

County Median Costs

$4,683

+5.5% vs Michigan ($4,438)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,883

Purchase Originations

975

vs Michigan Median

5.5% above

$245

vs National Median

30.5% below

$-2,058

Lender rankings in Eaton County County

17 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	CONSUMERS CREDIT UNION	$3,195	6.625%	$1,075	13	−$767
2	Flagstar Bank, National Association	$3,248	6.619%	$1,295	30	−$714
3	LAFCU Credit Union	$3,406	5.875%	$1,195	13	−$556
4	Fifth Third Bank, National Association	$3,430	6.875%	$1,295	17	−$532
5	The Dart Bank	$3,463	6.625%	$1,190	102	−$499
6	VAN DYK MORTGAGE CORPORATION	$3,483	6.750%	$1,245	11	−$479
7	Independent Bank	$3,531	6.562%	$1,353	12	−$431
8	MICHIGAN STATE UNIVERSITY Federal Credit Union	$3,594	6.750%	$1,295	63	−$368
9	MORTGAGE CENTER L.C.	$3,859	6.188%	$1,429	12	−$103
10	Northpointe Bank	$4,463	6.750%	$2,346	16	+$501
11	ROCKET MORTGAGE, LLC	$4,826	6.625%	$2,925	36	+$864
12	UNITED WHOLESALE MORTGAGE, LLC	$4,991	6.995%	$2,389	40	+$1,029
13	CROSSCOUNTRY MORTGAGE, LLC	$5,673	7.013%	$3,488	10	+$1,711
14	EVERETT FINANCIAL, INC.	$6,183	6.625%	$3,907	24	+$2,221
15	ZIPPY LOANS, LLC	$6,393	10.350%	$1,952	22	+$2,431
16	UNION HOME MORTGAGE CORP.	$6,409	7.125%	$3,885	65	+$2,447

Includes lenders with 10+ purchase originations in Eaton County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.