STARBOARD FINANCIAL MANAGEMENT, LLC closing costs and rates (2024)
In 2024, STARBOARD FINANCIAL MANAGEMENT, LLC originated 121 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $11,184. That is $4,443 above the national median of $6,741. STARBOARD FINANCIAL MANAGEMENT, LLC is most active in Arizona with 112 originations there.
Purchase Originations
121
Median Total Costs
$11,184
+65.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,837
Median Lender Credits
$1,221
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 69 | 6.625% | $7,479 | $3,579 |
| fha | 35 | 6.375% | $17,164 | $6,358 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arizona | 112 | 6.500% | $11,115 | #90 |
| California | 6 | 7.308% | $10,530 | — |
| Washington | 2 | 6.375% | $24,756 | — |
| Utah | 1 | 6.375% | $4,476 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,472 | 6.625% | — | 1 | −$6,712 | |
| 2 | $4,476 | 6.375% | — | 1 | −$6,708 | |
| 3 | $6,186 | 6.990% | — | 1 | −$4,998 | |
| 4 | $6,249 | 6.500% | — | 13 | −$4,935 | |
| 5 | $6,408 | 6.990% | — | 8 | −$4,776 | |
| 6 | $6,658 | 7.250% | — | 1 | −$4,526 | |
| 7 | $7,236 | 6.625% | — | 1 | −$3,948 | |
| 8 | $7,387 | 7.625% | — | 1 | −$3,797 | |
| 9 | $11,115 | 6.500% | — | 58 | −$69 | |
| 10 | $12,839 | 6.500% | — | 2 | +$1,655 | |
| 11 | $13,021 | 5.750% | — | 1 | +$1,837 | |
| 12 | $13,072 | 6.500% | — | 28 | +$1,888 | |
| 13 | $13,674 | 8.500% | — | 1 | +$2,490 | |
| 14 | $16,044 | 8.500% | — | 1 | +$4,860 | |
| 15 | $16,814 | 6.625% | — | 1 | +$5,630 | |
| 16 | $24,756 | 6.375% | — | 2 | +$13,572 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.