RELIANT HOME FUNDING, INC closing costs and rates (2024)
In 2024, RELIANT HOME FUNDING, INC originated 311 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $10,027. That is $3,286 above the national median of $6,741. RELIANT HOME FUNDING, INC is most active in New York with 200 originations there.
Purchase Originations
311
Median Total Costs
$10,027
+48.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$4,770
Median Lender Credits
$595
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 250 | 6.875% | $8,975 | $4,013 |
| fha | 55 | 6.625% | $20,531 | $7,611 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 200 | 6.812% | $9,369 | #84 |
| Connecticut | 42 | 6.625% | $11,067 | — |
| New Jersey | 29 | 6.625% | $10,952 | — |
| Pennsylvania | 19 | 6.750% | $15,750 | — |
| Florida | 9 | 6.990% | $12,749 | — |
| Massachusetts | 4 | 6.750% | $7,626 | — |
| Maryland | 4 | 6.562% | $8,443 | — |
| Delaware | 1 | 7.375% | $8,595 | — |
| South Carolina | 1 | 7.250% | $14,343 | — |
| Tennessee | 1 | 6.500% | $7,260 | — |
| Washington | 1 | 6.625% | $7,025 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,393 | 6.375% | — | 2 | −$3,634 | |
| 2 | $7,562 | 6.312% | — | 4 | −$2,465 | |
| 3 | $8,317 | 6.500% | — | 9 | −$1,710 | |
| 4 | $9,015 | 6.875% | — | 112 | −$1,012 | |
| 5 | $9,674 | 6.625% | — | 4 | −$353 | |
| 6 | $9,934 | 6.624% | — | 5 | −$93 | |
| 7 | $10,126 | 6.688% | — | 16 | +$99 | |
| 8 | $10,329 | 6.875% | — | 3 | +$302 | |
| 9 | $10,483 | 6.990% | — | 8 | +$456 | |
| 10 | $10,540 | 6.812% | — | 6 | +$513 | |
| 11 | $10,559 | 6.875% | — | 36 | +$532 | |
| 12 | $11,774 | 6.624% | — | 11 | +$1,747 | |
| 13 | $13,078 | 7.500% | — | 3 | +$3,051 | |
| 14 | $13,233 | 6.490% | — | 8 | +$3,206 | |
| 15 | $13,990 | 7.558% | — | 2 | +$3,963 | |
| 16 | $14,081 | 6.688% | — | 2 | +$4,054 | |
| 17 | $14,474 | 6.375% | — | 9 | +$4,447 | |
| 18 | $15,148 | 6.375% | — | 3 | +$5,121 | |
| 19 | $19,058 | 6.750% | — | 10 | +$9,031 | |
| 20 | $24,750 | 6.750% | — | 3 | +$14,723 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.