Purchase Originations
200
Median Total Costs
$8,634
+29.3% vs national ($6,680)
↓ $1,034 vs prior year
Median Rate
6.562%
+1.1% vs national (6.490%)
↓ 0.428% vs prior year
Median Origination
$3,913
Median Lender Credits
$1,088
Denial Rate
2.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 157 | 6.625% | $7,340 | $4,018 |
| fha | 34 | 6.250% | $15,927 | $4,440 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Washington | 171 | 6.625% | $8,884 | #73 |
| Oregon | 23 | 6.490% | $6,573 | — |
| Idaho | 4 | 6.625% | $6,734 | — |
| California | 1 | 6.990% | $8,563 | — |
| Montana | 1 | 6.490% | $8,874 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,255 | 6.125% | — | 1 | −$4,379 | |
| 2 | $6,212 | 6.433% | — | 16 | −$2,422 | |
| 3 | $6,573 | 7.250% | — | 1 | −$2,061 | |
| 4 | $7,037 | 6.240% | — | 2 | −$1,597 | |
| 5 | $7,735 | 6.625% | — | 2 | −$899 | |
| 6 | $7,910 | 6.375% | — | 1 | −$724 | |
| 7 | $7,984 | 6.438% | — | 14 | −$650 | |
| 8 | $8,118 | 6.625% | — | 65 | −$516 | |
| 9 | $8,490 | 6.500% | — | 39 | −$144 | |
| 10 | $8,563 | 6.990% | — | 1 | −$71 | |
| 11 | $8,594 | 7.125% | — | 1 | −$40 | |
| 12 | $8,874 | 6.490% | — | 1 | +$240 | |
| 13 | $9,093 | 6.625% | — | 27 | +$459 | |
| 14 | $9,411 | 6.625% | — | 3 | +$777 | |
| 15 | $9,526 | 6.750% | — | 7 | +$892 | |
| 16 | $9,579 | 6.620% | — | 2 | +$945 | |
| 17 | $10,766 | 6.938% | — | 2 | +$2,132 | |
| 18 | $13,477 | 6.120% | — | 2 | +$4,843 | |
| 19 | $14,408 | 6.375% | — | 5 | +$5,774 | |
| 20 | $14,734 | 6.438% | — | 2 | +$6,100 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Priority Home Lending, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $485,000 | $335,000 | +$150,000 (+44.8%) |
| Median total closing costs | $8,634 | $7,127 | +$1,507 (+21.1%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.