Purchase Originations
892
Ranked #412 nationally
Median Total Costs
$8,789
+31.6% vs national ($6,680)
↑ $85 vs prior year
Median Rate
5.990%
−7.7% vs national (6.490%)
↓ 0.010% vs prior year
Median Origination
$2,552
Median Lender Credits
$243
Cost Rank (500+ vol.)
#486
among lenders with 500+ originations
Denial Rate
2.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 533 | 5.990% | $10,204 | $3,598 |
| conventional | 151 | 6.490% | $5,910 | $3,494 |
| va | 122 | 5.990% | $3,802 | $0 |
| usda | 86 | 5.750% | $8,310 | $2,694 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,828 | 5.933% | — | 16 | −$1,961 | |
| 2 | $7,276 | 5.990% | — | 30 | −$1,513 | |
| 3 | $8,038 | 5.990% | — | 33 | −$751 | |
| 4 | $8,103 | 5.990% | — | 31 | −$686 | |
| 5 | $8,161 | 5.875% | — | 50 | −$628 | |
| 6 | $8,317 | 5.870% | — | 18 | −$472 | |
| 7 | $8,360 | 5.875% | — | 26 | −$429 | |
| 8 | $8,529 | 5.875% | — | 33 | −$260 | |
| 9 | $8,619 | 5.990% | — | 32 | −$170 | |
| 10 | $8,652 | 6.375% | — | 17 | −$137 | |
| 11 | $8,665 | 5.990% | — | 72 | −$124 | |
| 12 | $8,733 | 5.990% | — | 100 | −$56 | |
| 13 | $8,927 | 5.870% | — | 12 | +$138 | |
| 14 | $9,137 | 5.250% | — | 17 | +$348 | |
| 15 | $9,178 | 5.250% | — | 44 | +$389 | |
| 16 | $9,305 | 5.875% | — | 47 | +$516 | |
| 17 | $9,848 | 6.000% | — | 64 | +$1,059 | |
| 18 | $9,961 | 5.750% | — | 16 | +$1,172 | |
| 19 | $10,734 | 6.125% | — | 82 | +$1,945 | |
| 20 | $11,221 | 6.125% | — | 44 | +$2,432 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Lendlo Mortgage, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $225,000 | $335,000 | −$110,000 (−32.8%) |
| Median total closing costs | $8,789 | $7,127 | +$1,662 (+23.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.