GEORGIA'S OWN closing costs and rates (2024)
In 2024, GEORGIA'S OWN originated 182 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $6,375. That is $366 below the national median of $6,741. GEORGIA'S OWN is most active in Georgia with 163 originations there.
Purchase Originations
182
Median Total Costs
$6,375
−5.4% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$3,000
Median Lender Credits
$900
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 182 | 6.250% | $6,375 | $3,000 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 163 | 6.250% | $6,410 | #114 |
| Florida | 6 | 6.188% | $7,455 | — |
| South Carolina | 3 | 5.625% | $6,010 | — |
| Alabama | 2 | 6.688% | $5,209 | — |
| Kentucky | 2 | 6.875% | $5,215 | — |
| North Carolina | 2 | 6.062% | $8,644 | — |
| Arizona | 1 | 6.500% | $15,775 | — |
| Indiana | 1 | 5.875% | $3,938 | — |
| Nevada | 1 | 6.000% | $5,728 | — |
| Texas | 1 | 5.375% | $14,676 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,481 | 6.375% | — | 2 | −$1,894 | |
| 2 | $4,869 | 6.312% | — | 4 | −$1,506 | |
| 3 | $5,174 | 6.500% | — | 3 | −$1,201 | |
| 4 | $5,196 | 6.750% | — | 8 | −$1,179 | |
| 5 | $5,480 | 6.688% | — | 4 | −$895 | |
| 6 | $5,614 | 6.812% | — | 2 | −$761 | |
| 7 | $5,936 | 6.125% | — | 4 | −$439 | |
| 8 | $6,006 | 6.250% | — | 11 | −$369 | |
| 9 | $6,053 | 6.250% | — | 5 | −$322 | |
| 10 | $6,057 | 6.750% | — | 3 | −$318 | |
| 11 | $6,323 | 5.750% | — | 4 | −$52 | |
| 12 | $6,373 | 6.250% | — | 4 | −$2 | |
| 13 | $6,418 | 6.250% | — | 3 | +$43 | |
| 14 | $6,506 | 6.375% | — | 13 | +$131 | |
| 15 | $6,556 | 5.938% | — | 12 | +$181 | |
| 16 | $7,024 | 6.312% | — | 22 | +$649 | |
| 17 | $7,236 | 6.000% | — | 2 | +$861 | |
| 18 | $7,479 | 6.250% | — | 3 | +$1,104 | |
| 19 | $9,228 | 5.500% | — | 21 | +$2,853 | |
| 20 | $9,966 | 6.625% | — | 2 | +$3,591 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.