FIRST STANDARD FINANCIAL CORP. closing costs and rates (2024)
In 2024, FIRST STANDARD FINANCIAL CORP. originated 295 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $9,134. That is $2,393 above the national median of $6,741. FIRST STANDARD FINANCIAL CORP. is most active in California with 274 originations there.
Purchase Originations
295
Median Total Costs
$9,134
+35.5% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$2,490
Median Lender Credits
$1,349
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 286 | 6.875% | $8,889 | $2,470 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 274 | 6.875% | $9,383 | #121 |
| Texas | 12 | 6.875% | $6,558 | — |
| New Jersey | 6 | 7.625% | $8,834 | — |
| Washington | 2 | 6.500% | $5,198 | — |
| Arizona | 1 | 7.000% | $5,380 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,959 | 7.000% | — | 2 | −$5,175 | |
| 2 | $5,019 | 6.375% | — | 2 | −$4,115 | |
| 3 | $5,380 | 7.000% | — | 1 | −$3,754 | |
| 4 | $5,457 | 7.125% | — | 1 | −$3,677 | |
| 5 | $5,582 | 6.500% | — | 1 | −$3,552 | |
| 6 | $6,467 | 6.875% | — | 5 | −$2,667 | |
| 7 | $6,961 | 6.625% | — | 1 | −$2,173 | |
| 8 | $7,056 | 6.000% | — | 1 | −$2,078 | |
| 9 | $7,168 | 6.625% | — | 9 | −$1,966 | |
| 10 | $7,413 | 6.875% | — | 1 | −$1,721 | |
| 11 | $7,475 | 8.125% | — | 1 | −$1,659 | |
| 12 | $8,569 | 6.875% | — | 76 | −$565 | |
| 13 | $8,834 | 7.625% | — | 4 | −$300 | |
| 14 | $9,978 | 6.875% | — | 28 | +$844 | |
| 15 | $10,020 | 6.875% | — | 135 | +$886 | |
| 16 | $10,561 | 6.875% | — | 17 | +$1,427 | |
| 17 | $12,673 | 5.500% | — | 3 | +$3,539 | |
| 18 | $14,181 | 6.562% | — | 2 | +$5,047 | |
| 19 | $18,238 | 7.375% | — | 1 | +$9,104 | |
| 20 | $18,244 | 8.375% | — | 1 | +$9,110 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.