FIRST SAVINGS MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, FIRST SAVINGS MORTGAGE CORPORATION originated 1,538 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,033. That ranks #270 nationally by origination volume. For total closing costs among lenders with 500+ originations, FIRST SAVINGS MORTGAGE CORPORATION ranks #366. That is $292 above the national median of $6,741. FIRST SAVINGS MORTGAGE CORPORATION is most active in Virginia with 732 originations there.
Purchase Originations
1,538
Ranked #270 nationally
Median Total Costs
$7,033
+4.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,829
Median Lender Credits
$986
Cost Rank (500+ vol.)
#366
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,265 | 6.625% | $6,560 | $1,879 |
| va | 179 | 6.125% | $11,672 | $1,490 |
| fha | 94 | 6.500% | $15,067 | $2,173 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 732 | 6.625% | $7,321 | #26 |
| Maryland | 388 | 6.625% | $6,546 | #42 |
| District of Columbia | 379 | 6.625% | $7,050 | #1 |
| Florida | 14 | 6.625% | $7,488 | — |
| North Carolina | 12 | 6.688% | $7,921 | — |
| South Carolina | 7 | 6.500% | $5,622 | — |
| Delaware | 6 | 7.058% | $6,319 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,759 | 6.625% | — | 56 | −$1,274 | |
| 2 | $5,947 | 6.375% | — | 69 | −$1,086 | |
| 3 | $6,364 | 7.250% | — | 6 | −$669 | |
| 4 | $6,431 | 6.625% | — | 37 | −$602 | |
| 5 | $6,606 | 6.933% | — | 10 | −$427 | |
| 6 | $6,662 | 6.625% | — | 224 | −$371 | |
| 7 | $6,700 | 6.750% | — | 16 | −$333 | |
| 8 | $6,981 | 6.625% | — | 270 | −$52 | |
| 9 | $7,050 | 6.625% | — | 379 | +$17 | |
| 10 | $7,080 | 6.625% | — | 18 | +$47 | |
| 11 | $7,230 | 6.625% | — | 61 | +$197 | |
| 12 | $7,301 | 6.625% | — | 88 | +$268 | |
| 13 | $7,634 | 6.500% | — | 97 | +$601 | |
| 14 | $7,782 | 6.625% | — | 28 | +$749 | |
| 15 | $7,935 | 6.438% | — | 10 | +$902 | |
| 16 | $8,626 | 6.250% | — | 11 | +$1,593 | |
| 17 | $8,924 | 6.875% | — | 7 | +$1,891 | |
| 18 | $9,199 | 6.500% | — | 11 | +$2,166 | |
| 19 | $9,395 | 6.188% | — | 6 | +$2,362 | |
| 20 | $10,099 | 6.990% | — | 11 | +$3,066 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.