First Federal Savings Bank of Twin Falls closing costs and rates (2024)
In 2024, First Federal Savings Bank of Twin Falls originated 197 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $7,196. That is $455 above the national median of $6,741. First Federal Savings Bank of Twin Falls is most active in Idaho with 190 originations there.
Purchase Originations
197
Median Total Costs
$7,196
+6.8% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$3,860
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 178 | 6.490% | $6,689 | $3,852 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,587 | 6.375% | — | 1 | −$4,609 | |
| 2 | $4,030 | 5.990% | — | 1 | −$3,166 | |
| 3 | $4,350 | 4.750% | — | 1 | −$2,846 | |
| 4 | $4,497 | 7.000% | — | 1 | −$2,699 | |
| 5 | $4,498 | 5.375% | — | 1 | −$2,698 | |
| 6 | $5,276 | 5.875% | — | 1 | −$1,920 | |
| 7 | $5,611 | 6.125% | — | 2 | −$1,585 | |
| 8 | $6,146 | 6.990% | — | 1 | −$1,050 | |
| 9 | $6,348 | 6.624% | — | 11 | −$848 | |
| 10 | $6,524 | 6.438% | — | 10 | −$672 | |
| 11 | $6,544 | 6.375% | — | 1 | −$652 | |
| 12 | $7,302 | 6.375% | — | 105 | +$106 | |
| 13 | $7,346 | 5.990% | — | 1 | +$150 | |
| 14 | $7,510 | 6.624% | — | 19 | +$314 | |
| 15 | $7,600 | 6.312% | — | 14 | +$404 | |
| 16 | $7,850 | 6.990% | — | 1 | +$654 | |
| 17 | $7,892 | 6.495% | — | 8 | +$696 | |
| 18 | $8,341 | 6.250% | — | 18 | +$1,145 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.