FIRST CONTINENTAL MORTGAGE, LTD. closing costs and rates (2024)
In 2024, FIRST CONTINENTAL MORTGAGE, LTD. originated 765 purchase mortgages at a median interest rate of 5.75% and median total closing costs of $6,814. That ranks #470 nationally by origination volume. For total closing costs among lenders with 500+ originations, FIRST CONTINENTAL MORTGAGE, LTD. ranks #356. That is $73 above the national median of $6,741. FIRST CONTINENTAL MORTGAGE, LTD. is most active in Texas with 574 originations there.
Purchase Originations
765
Ranked #470 nationally
Median Total Costs
$6,814
+1.1% vs national ($6,741)
Median Rate
5.750%
−13.1% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$35
Cost Rank (500+ vol.)
#356
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 473 | 5.750% | $7,267 | $0 |
| va | 234 | 5.750% | $5,711 | $0 |
| conventional | 57 | 6.500% | $1,194 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 574 | 5.500% | $6,650 | #103 |
| Georgia | 146 | 6.250% | $6,940 | #117 |
| Washington | 21 | 6.490% | $11,609 | — |
| South Carolina | 8 | 6.250% | $6,364 | — |
| Tennessee | 7 | 7.000% | $11,423 | — |
| Alabama | 5 | 5.990% | $7,003 | — |
| Colorado | 3 | 5.750% | $10,309 | — |
| Florida | 1 | 6.250% | $9,262 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,717 | 6.625% | — | 24 | −$3,097 | |
| 2 | $4,137 | 4.990% | — | 63 | −$2,677 | |
| 3 | $5,362 | 5.750% | — | 23 | −$1,452 | |
| 4 | $5,695 | 5.990% | — | 22 | −$1,119 | |
| 5 | $5,845 | 5.990% | — | 42 | −$969 | |
| 6 | $6,133 | 5.625% | — | 34 | −$681 | |
| 7 | $6,290 | 5.490% | — | 52 | −$524 | |
| 8 | $6,545 | 4.990% | — | 25 | −$269 | |
| 9 | $6,848 | 5.990% | — | 22 | +$34 | |
| 10 | $6,865 | 4.990% | — | 37 | +$51 | |
| 11 | $6,991 | 5.490% | — | 27 | +$177 | |
| 12 | $7,078 | 5.750% | — | 18 | +$264 | |
| 13 | $7,298 | 6.250% | — | 68 | +$484 | |
| 14 | $7,313 | 5.990% | — | 28 | +$499 | |
| 15 | $7,799 | 5.990% | — | 17 | +$985 | |
| 16 | $7,807 | 5.750% | — | 72 | +$993 | |
| 17 | $7,813 | 4.990% | — | 22 | +$999 | |
| 18 | $8,022 | 5.625% | — | 27 | +$1,208 | |
| 19 | $8,371 | 5.750% | — | 17 | +$1,557 | |
| 20 | $11,067 | 6.375% | — | 19 | +$4,253 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.