Purchase Originations
272
Median Total Costs
$7,024
+5.2% vs national ($6,680)
↑ $210 vs prior year
Median Rate
5.750%
−11.4% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$0
Median Lender Credits
$24
Denial Rate
0.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 149 | 5.750% | $7,505 | $0 |
| va | 111 | 5.500% | $4,051 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 147 | 5.490% | $6,248 | #236 |
| Georgia | 108 | 6.125% | $7,370 | #137 |
| Washington | 11 | 6.250% | $9,957 | — |
| Colorado | 3 | 5.750% | $9,957 | — |
| South Carolina | 2 | 4.990% | $6,336 | — |
| Tennessee | 1 | 6.000% | $0 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,499 | 5.490% | — | 59 | −$2,525 | |
| 2 | $5,203 | 6.000% | — | 7 | −$1,821 | |
| 3 | $5,556 | 5.625% | — | 5 | −$1,468 | |
| 4 | $5,590 | 4.990% | — | 3 | −$1,434 | |
| 5 | $6,541 | 5.490% | — | 20 | −$483 | |
| 6 | $6,873 | 5.312% | — | 4 | −$151 | |
| 7 | $6,877 | 5.750% | — | 51 | −$147 | |
| 8 | $6,903 | 5.312% | — | 4 | −$121 | |
| 9 | $7,299 | 4.990% | — | 6 | +$275 | |
| 10 | $7,608 | 6.250% | — | 15 | +$584 | |
| 11 | $8,058 | 6.438% | — | 22 | +$1,034 | |
| 12 | $8,222 | 5.750% | — | 15 | +$1,198 | |
| 13 | $8,735 | 5.750% | — | 3 | +$1,711 | |
| 14 | $9,037 | 5.750% | — | 12 | +$2,013 | |
| 15 | $9,388 | 4.990% | — | 4 | +$2,364 | |
| 16 | $9,949 | 5.750% | — | 3 | +$2,925 | |
| 17 | $9,957 | 6.250% | — | 7 | +$2,933 | |
| 18 | $9,957 | 5.750% | — | 3 | +$2,933 | |
| 19 | $12,304 | 6.250% | — | 3 | +$5,280 | |
| 20 | $12,743 | 4.990% | — | 3 | +$5,719 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | First Continental Mortgage, LTD. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $395,000 | $335,000 | +$60,000 (+17.9%) |
| Median total closing costs | $7,024 | $7,127 | −$103 (−1.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.