FIDELITY LENDING SOLUTIONS, INC. closing costs and rates (2024)
In 2024, FIDELITY LENDING SOLUTIONS, INC. originated 370 purchase mortgages at a median interest rate of 7.25% and median total closing costs of $14,449. That is $7,708 above the national median of $6,741. FIDELITY LENDING SOLUTIONS, INC. is most active in California with 307 originations there.
Purchase Originations
370
Median Total Costs
$14,449
+114.3% vs national ($6,741)
Median Rate
7.250%
+9.5% vs national (6.620%)
Median Origination
$9,664
Median Lender Credits
$3,201
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 370 | 7.250% | $14,449 | $9,664 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 307 | 7.250% | $15,061 | #108 |
| Georgia | 43 | 7.250% | $12,304 | — |
| Florida | 12 | 6.875% | $11,743 | — |
| Colorado | 3 | 7.000% | $9,376 | — |
| Texas | 3 | 7.250% | $9,535 | — |
| Nevada | 1 | 7.750% | $16,876 | — |
| Washington | 1 | 7.500% | $36,298 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,591 | 6.812% | — | 2 | −$6,858 | |
| 2 | $8,997 | 6.375% | — | 2 | −$5,452 | |
| 3 | $9,376 | 7.000% | — | 3 | −$5,073 | |
| 4 | $10,297 | 6.875% | — | 5 | −$4,152 | |
| 5 | $10,810 | 7.125% | — | 3 | −$3,639 | |
| 6 | $11,834 | 7.250% | — | 4 | −$2,615 | |
| 7 | $12,101 | 7.312% | — | 4 | −$2,348 | |
| 8 | $12,131 | 7.938% | — | 2 | −$2,318 | |
| 9 | $12,596 | 6.750% | — | 3 | −$1,853 | |
| 10 | $13,060 | 7.250% | — | 35 | −$1,389 | |
| 11 | $13,360 | 7.125% | — | 9 | −$1,089 | |
| 12 | $13,723 | 7.312% | — | 22 | −$726 | |
| 13 | $13,868 | 7.250% | — | 29 | −$581 | |
| 14 | $16,345 | 7.375% | — | 35 | +$1,896 | |
| 15 | $16,408 | 7.250% | — | 3 | +$1,959 | |
| 16 | $16,664 | 7.250% | — | 159 | +$2,215 | |
| 17 | $16,750 | 7.250% | — | 7 | +$2,301 | |
| 18 | $18,122 | 7.625% | — | 11 | +$3,673 | |
| 19 | $18,270 | 7.375% | — | 7 | +$3,821 | |
| 20 | $20,657 | 7.375% | — | 2 | +$6,208 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.