Purchase Originations
215
Median Total Costs
$8,458
+26.6% vs national ($6,680)
↑ $220 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.490% vs prior year
Median Origination
$1,595
Median Lender Credits
$1,000
Denial Rate
0.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 172 | 6.625% | $7,326 | $1,595 |
| fha | 42 | 5.875% | $18,455 | $5,989 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 215 | 6.500% | $8,458 | #197 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,543 | 6.499% | — | 4 | −$915 | |
| 2 | $7,628 | 6.250% | — | 17 | −$830 | |
| 3 | $8,001 | 6.688% | — | 100 | −$457 | |
| 4 | $8,478 | 6.490% | — | 71 | +$20 | |
| 5 | $10,778 | 6.375% | — | 23 | +$2,320 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Cornerstone Mortgage Providers, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $455,000 | $335,000 | +$120,000 (+35.8%) |
| Median total closing costs | $8,458 | $7,127 | +$1,331 (+18.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.