Commercial Bank of Texas, National Association closing costs and rates (2024)
In 2024, Commercial Bank of Texas, National Association originated 258 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $4,393. That is $2,348 below the national median of $6,741. Commercial Bank of Texas, National Association is most active in Texas with 254 originations there.
Purchase Originations
258
Median Total Costs
$4,393
−34.8% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$998
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 217 | 7.125% | $4,085 | $998 |
| fha | 31 | 6.125% | $8,665 | $898 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 254 | 6.990% | $4,393 | #174 |
| Florida | 1 | 7.250% | $4,326 | — |
| Kansas | 1 | 6.990% | $2,208 | — |
| Maryland | 1 | 6.375% | $5,366 | — |
| Pennsylvania | 1 | 6.990% | $6,590 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,178 | 7.750% | — | 4 | −$1,215 | |
| 2 | $3,230 | 7.312% | — | 2 | −$1,163 | |
| 3 | $3,593 | 7.062% | — | 10 | −$800 | |
| 4 | $3,603 | 6.938% | — | 2 | −$790 | |
| 5 | $3,618 | 7.125% | — | 3 | −$775 | |
| 6 | $4,161 | 8.125% | — | 4 | −$232 | |
| 7 | $4,189 | 6.990% | — | 3 | −$204 | |
| 8 | $4,316 | 7.750% | — | 2 | −$77 | |
| 9 | $4,330 | 6.875% | — | 20 | −$63 | |
| 10 | $4,331 | 6.990% | — | 73 | −$62 | |
| 11 | $4,344 | 6.990% | — | 87 | −$49 | |
| 12 | $4,371 | 6.945% | — | 4 | −$22 | |
| 13 | $6,096 | 6.875% | — | 3 | +$1,703 | |
| 14 | $6,315 | 6.625% | — | 7 | +$1,922 | |
| 15 | $6,590 | 6.990% | — | 1 | +$2,197 | |
| 16 | $7,561 | 7.375% | — | 3 | +$3,168 | |
| 17 | $7,916 | 6.312% | — | 2 | +$3,523 | |
| 18 | $9,064 | 7.125% | — | 6 | +$4,671 | |
| 19 | $10,435 | 6.250% | — | 2 | +$6,042 | |
| 20 | $10,625 | 6.125% | — | 2 | +$6,232 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.