Lowest closing cost mortgage lenders in Campbell County County, Kentucky
In Campbell County, Kentucky, homebuyers paid a median of $4,617 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 1,199 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Guardian Savings Bank offered the lowest median costs at $1,690, which is $2,434 less than the county median.
Homebuyers in Campbell County County who chose Guardian Savings Bank paid $2,927 less in closing costs than the county median.
County Median Costs
$4,617
−7.6% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,695
Purchase Originations
1,199
vs Kentucky Median
7.6% below
$-379
vs National Median
31.5% below
$-2,124
Lender rankings in Campbell County County
23 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,690 | 7.000% | $698 | 46 | −$2,434 | |
| 2 | $1,765 | 6.750% | $1,475 | 17 | −$2,359 | |
| 3 | $2,315 | 6.125% | $660 | 73 | −$1,809 | |
| 4 | $2,832 | 6.562% | $1,085 | 16 | −$1,292 | |
| 5 | $2,858 | 6.875% | $1,274 | 28 | −$1,266 | |
| 6 | $3,215 | 6.625% | $1,006 | 29 | −$909 | |
| 7 | $3,496 | 6.490% | $1,192 | 19 | −$628 | |
| 8 | $3,569 | 6.688% | $1,352 | 20 | −$555 | |
| 9 | $3,616 | 6.750% | $1,295 | 27 | −$508 | |
| 10 | $4,082 | 6.812% | $1,590 | 44 | −$42 | |
| 11 | $4,099 | 6.625% | $1,095 | 47 | −$25 | |
| 12 | $4,137 | 6.500% | $2,200 | 24 | +$13 | |
| 13 | $4,230 | 6.750% | $1,105 | 11 | +$106 | |
| 14 | $4,244 | 6.625% | $1,755 | 11 | +$120 | |
| 15 | $4,460 | 7.062% | $1,806 | 14 | +$336 | |
| 16 | $4,525 | 7.000% | $1,612 | 15 | +$401 | |
| 17 | $4,677 | 6.625% | $2,337 | 94 | +$553 | |
| 18 | $4,713 | 6.995% | $1,891 | 26 | +$589 | |
| 19 | $5,308 | 6.875% | $2,646 | 25 | +$1,184 | |
| 20 | $5,826 | 6.875% | $2,975 | 31 | +$1,702 | |
| 21 | $6,119 | 6.998% | $3,571 | 85 | +$1,995 | |
| 22 | $7,702 | 6.625% | $5,195 | 10 | +$3,578 |
Includes lenders with 10+ purchase originations in Campbell County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.