Lowest closing cost mortgage lenders in Bonneville County County, Idaho
In Bonneville County, Idaho, homebuyers paid a median of $8,789 in closing costs in 2024 — near the Idaho median of $8,726. The county saw 1,350 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $4,345, which is $4,469 less than the county median.
Homebuyers in Bonneville County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,444 less in closing costs than the county median.
County Median Costs
$8,789
+0.7% vs Idaho ($8,726)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$4,409
Purchase Originations
1,350
vs Idaho Median
0.7% above
$63
vs National Median
30.4% above
$2,048
Lender rankings in Bonneville County County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,152 | 6.500% | $4,350 | 17 | −$1,426 | |
| 2 | $6,468 | 6.625% | $3,839 | 15 | −$1,110 | |
| 3 | $6,874 | 6.500% | $3,942 | 116 | −$704 | |
| 4 | $6,943 | 6.062% | $3,756 | 16 | −$635 | |
| 5 | $7,124 | 6.625% | $4,341 | 75 | −$454 | |
| 6 | $7,366 | 6.500% | $4,186 | 127 | −$212 | |
| 7 | $7,634 | 6.375% | $4,738 | 15 | +$56 | |
| 8 | $7,875 | 6.562% | $5,158 | 34 | +$297 | |
| 9 | $8,006 | 6.500% | $4,151 | 49 | +$428 | |
| 10 | $8,036 | 6.500% | $5,388 | 57 | +$458 | |
| 11 | $8,136 | 6.240% | $4,575 | 17 | +$558 | |
| 12 | $8,195 | 6.500% | $5,068 | 26 | +$617 | |
| 13 | $8,250 | 6.625% | $4,699 | 15 | +$672 | |
| 14 | $8,662 | 6.875% | $5,420 | 33 | +$1,084 | |
| 15 | $8,929 | 6.562% | $5,712 | 10 | +$1,351 | |
| 16 | $9,508 | 6.625% | $6,600 | 28 | +$1,930 | |
| 17 | $9,801 | 6.625% | $5,291 | 11 | +$2,223 | |
| 18 | $9,894 | 6.625% | $6,476 | 10 | +$2,316 |
Includes lenders with 10+ purchase originations in Bonneville County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.