Homebuyers in Bay County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,481 less in closing costs than the county median.
County Median Costs
$7,741
−10.6% vs Florida ($8,663)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,571
Purchase Originations
2,874
Denial Rate
11.4%
vs Florida avg (10.5%)
vs Florida Median
10.6% below
$-922
vs National Median
15.9% above
$1,061
32 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,260 | 5.500% | $0 | 66 | −$2,712 | |
| 2 | $4,464 | 6.625% | $921 | 16 | −$1,508 | |
| 3 | $4,706 | 6.375% | $1,300 | 11 | −$1,266 | |
| 4 | $4,707 | 6.625% | $0 | 26 | −$1,265 | |
| 5 | $5,100 | 6.125% | $850 | 19 | −$872 | |
| 6 | $5,296 | 6.500% | $1,761 | 33 | −$676 | |
| 7 | $5,550 | 6.500% | $1,701 | 35 | −$422 | |
| 8 | $5,668 | 6.750% | $1,295 | 39 | −$304 | |
| 9 | $5,679 | 7.000% | $2,462 | 13 | −$293 | |
| 10 | $5,730 | 6.625% | $1,686 | 32 | −$242 | |
| 11 | $5,921 | 6.490% | $2,524 | 88 | −$51 | |
| 12 | $5,963 | 6.500% | $1,922 | 55 | −$9 | |
| 13 | $6,084 | 6.625% | $2,122 | 11 | +$112 | |
| 14 | $6,255 | 6.750% | $3,053 | 10 | +$283 | |
| 15 | $6,698 | 6.625% | $3,533 | 90 | +$726 | |
| 16 | $6,699 | 6.499% | $3,511 | 108 | +$727 | |
| 17 | $6,752 | 8.820% | $4,500 | 37 | +$780 | |
| 18 | $6,788 | 6.500% | $2,466 | 20 | +$816 | |
| 19 | $7,293 | 6.625% | $3,271 | 10 | +$1,321 | |
| 20 | $7,446 | 6.250% | $1,974 | 20 | +$1,474 | |
| 21 | $7,446 | 6.375% | $4,744 | 47 | +$1,474 | |
| 22 | $7,734 | 8.500% | $3,917 | 12 | +$1,762 | |
| 23 | $7,819 | 6.875% | $4,579 | 25 | +$1,847 |
Includes lenders with 10+ purchase originations in Bay County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.