Homebuyers in Nevada County County who chose PENNYMAC LOAN SERVICES, LLC paid $1,373 less in closing costs than the county median.
County Median Costs
$6,336
−31.9% vs California ($9,309)
Median Rate
6.580%
+1.4% vs national (6.490%)
Median Origination
$2,145
Purchase Originations
875
Denial Rate
6.2%
vs California avg (7.1%)
vs California Median
31.9% below
$-2,973
vs National Median
5.2% below
$-344
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,963 | 6.624% | $1,984 | 19 | −$846 | |
| 2 | $5,032 | 6.875% | $1,975 | 27 | −$777 | |
| 3 | $5,239 | 6.500% | $1,715 | 107 | −$570 | |
| 4 | $5,318 | 6.625% | $2,992 | 38 | −$491 | |
| 5 | $5,596 | 6.875% | $2,095 | 19 | −$214 | |
| 6 | $5,660 | 6.625% | $1,984 | 27 | −$149 | |
| 7 | $6,037 | 6.788% | $2,980 | 132 | +$228 | |
| 8 | $6,083 | 6.750% | $2,306 | 27 | +$274 | |
| 9 | $6,540 | 6.625% | $2,637 | 15 | +$731 | |
| 10 | $7,007 | 6.812% | $2,348 | 21 | +$1,198 | |
| 11 | $7,655 | 6.625% | $4,715 | 19 | +$1,846 | |
| 12 | $7,926 | 6.500% | $1,880 | 11 | +$2,117 | |
| 13 | $9,260 | 6.812% | $4,925 | 14 | +$3,451 | |
| 14 | $11,908 | 6.562% | $2,235 | 10 | +$6,099 |
Includes lenders with 10+ purchase originations in Nevada County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.