Lowest closing cost mortgage lenders in Nevada County County, California
In Nevada County, California, homebuyers paid a median of $7,041 in closing costs in 2024 — below the California median of $9,450. The county saw 859 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Flagstar Bank, National Association offered the lowest median costs at $4,843, which is $1,312 less than the county median.
Homebuyers in Nevada County County who chose Flagstar Bank, National Association paid $2,198 less in closing costs than the county median.
County Median Costs
$7,041
−25.5% vs California ($9,450)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,830
Purchase Originations
859
vs California Median
25.5% below
$-2,409
vs National Median
4.5% above
$300
Lender rankings in Nevada County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,843 | 6.990% | $2,332 | 43 | −$1,312 | |
| 2 | $5,104 | 6.625% | $3,009 | 35 | −$1,051 | |
| 3 | $5,135 | 6.625% | $2,144 | 41 | −$1,020 | |
| 4 | $5,278 | 6.990% | $2,355 | 27 | −$878 | |
| 5 | $5,351 | 6.990% | $1,990 | 21 | −$804 | |
| 6 | $5,729 | 6.990% | $2,830 | 27 | −$426 | |
| 7 | $5,996 | 6.995% | $2,201 | 36 | −$159 | |
| 8 | $6,438 | 6.625% | $2,603 | 14 | +$283 | |
| 9 | $7,769 | 6.955% | $4,222 | 169 | +$1,614 | |
| 10 | $7,959 | 6.808% | $5,056 | 16 | +$1,804 | |
| 11 | $10,002 | 6.625% | $5,401 | 23 | +$3,847 |
Includes lenders with 10+ purchase originations in Nevada County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.