Lowest closing cost mortgage lenders in Coconino County County, Arizona
In Coconino County, Arizona, homebuyers paid a median of $8,459 in closing costs in 2024 — near the Arizona median of $8,463. The county saw 928 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, OneAZ Credit Union offered the lowest median costs at $4,660, which is $3,012 less than the county median.
Homebuyers in Coconino County County who chose OneAZ Credit Union paid $3,799 less in closing costs than the county median.
County Median Costs
$8,459
−0.1% vs Arizona ($8,463)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,750
Purchase Originations
928
vs Arizona Median
0.1% below
$-4
vs National Median
25.5% above
$1,718
Lender rankings in Coconino County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,660 | 6.312% | $995 | 22 | −$3,012 | |
| 2 | $6,475 | 7.125% | $3,492 | 10 | −$1,197 | |
| 3 | $6,496 | 6.933% | $1,499 | 10 | −$1,176 | |
| 4 | $6,941 | 6.625% | $2,348 | 28 | −$731 | |
| 5 | $7,360 | 6.500% | $995 | 11 | −$312 | |
| 6 | $7,441 | 6.749% | $3,143 | 102 | −$231 | |
| 7 | $7,468 | 6.812% | $3,501 | 18 | −$204 | |
| 8 | $7,548 | 6.625% | $4,358 | 43 | −$124 | |
| 9 | $8,015 | 6.808% | $4,853 | 16 | +$343 | |
| 10 | $8,095 | 6.625% | $4,944 | 119 | +$423 | |
| 11 | $8,331 | 7.125% | $4,369 | 37 | +$659 | |
| 12 | $9,471 | 6.912% | $5,632 | 56 | +$1,799 | |
| 13 | $10,139 | 7.375% | $6,489 | 14 | +$2,467 |
Includes lenders with 10+ purchase originations in Coconino County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Arizona → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.