Lowest closing cost mortgage lenders in Mobile County County, Alabama
In Mobile County, Alabama, homebuyers paid a median of $6,069 in closing costs in 2024 — near the Alabama median of $6,033. The county saw 3,492 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $1,565, which is $2,870 less than the county median.
Homebuyers in Mobile County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,504 less in closing costs than the county median.
County Median Costs
$6,069
+0.6% vs Alabama ($6,033)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,081
Purchase Originations
3,492
vs Alabama Median
0.6% above
$36
vs National Median
10.0% below
$-672
Lender rankings in Mobile County County
45 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,742 | 5.500% | $0 | 60 | −$2,491 | |
| 2 | $1,759 | 6.625% | $0 | 40 | −$2,474 | |
| 3 | $2,098 | 6.625% | $779 | 77 | −$2,135 | |
| 4 | $2,816 | 6.500% | $995 | 31 | −$1,416 | |
| 5 | $3,194 | 6.812% | $1,598 | 24 | −$1,039 | |
| 6 | $3,200 | 6.625% | $1,182 | 23 | −$1,032 | |
| 7 | $3,224 | 6.375% | $1,477 | 18 | −$1,009 | |
| 8 | $3,356 | 6.625% | $1,075 | 16 | −$878 | |
| 9 | $3,416 | 6.250% | $1,640 | 23 | −$817 | |
| 10 | $3,536 | 6.750% | $1,370 | 44 | −$697 | |
| 11 | $3,640 | 7.125% | $1,670 | 13 | −$593 | |
| 12 | $3,643 | 6.625% | $1,645 | 30 | −$590 | |
| 13 | $3,645 | 6.625% | $1,415 | 151 | −$588 | |
| 14 | $3,680 | 6.500% | $1,761 | 15 | −$553 | |
| 15 | $3,850 | 6.625% | $1,844 | 48 | −$383 | |
| 16 | $4,030 | 7.600% | $2,126 | 28 | −$202 | |
| 17 | $4,199 | 6.750% | $1,860 | 13 | −$34 | |
| 18 | $4,351 | 6.120% | $2,465 | 14 | +$118 | |
| 19 | $4,387 | 6.875% | $1,547 | 15 | +$154 | |
| 20 | $4,549 | 6.625% | $2,344 | 13 | +$316 | |
| 21 | $4,656 | 6.500% | $2,712 | 17 | +$423 | |
| 22 | $4,797 | 6.188% | $2,552 | 10 | +$564 | |
| 23 | $4,849 | 6.625% | $3,188 | 107 | +$616 | |
| 24 | $4,998 | 5.625% | $2,418 | 20 | +$765 | |
| 25 | $5,245 | 6.750% | $3,172 | 23 | +$1,012 | |
| 26 | $5,405 | 6.438% | $3,646 | 34 | +$1,172 | |
| 27 | $5,508 | 6.875% | $2,858 | 11 | +$1,275 | |
| 28 | $5,563 | 6.625% | $3,177 | 10 | +$1,330 | |
| 29 | $5,660 | 6.875% | $3,674 | 46 | +$1,427 | |
| 30 | $5,754 | 6.875% | $3,866 | 53 | +$1,521 | |
| 31 | $6,197 | 6.885% | $3,949 | 38 | +$1,964 | |
| 32 | $6,374 | 9.710% | $4,500 | 15 | +$2,141 | |
| 33 | $6,379 | 8.750% | $4,595 | 53 | +$2,146 | |
| 34 | $6,405 | 6.875% | $3,940 | 16 | +$2,172 | |
| 35 | $6,442 | 6.875% | $4,619 | 11 | +$2,209 | |
| 36 | $6,668 | 6.625% | $4,559 | 11 | +$2,435 | |
| 37 | $6,691 | 9.250% | $4,363 | 11 | +$2,458 | |
| 38 | $7,044 | 6.500% | $5,202 | 25 | +$2,810 |
Includes lenders with 10+ purchase originations in Mobile County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.