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Lowest closing cost mortgage lenders in Jefferson County County, Alabama

In Jefferson County, Alabama, homebuyers paid a median of $5,475 in closing costs in 2024 — below the Alabama median of $6,033. The county saw 5,775 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Hamilton Mortgage Corporation offered the lowest median costs at $0, which is $4,146 less than the county median.

Homebuyers in Jefferson County County who chose Hamilton Mortgage Corporation paid $5,475 less in closing costs than the county median.

County Median Costs

$5,475

−9.3% vs Alabama ($6,033)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,206

Purchase Originations

5,775

vs Alabama Median

9.3% below

$-558

vs National Median

18.8% below

$-1,266

Lender rankings in Jefferson County County

70 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$06.500%$027−$4,146
2$2,2125.625%$035−$1,934
3$2,3086.500%$78017−$1,838
4$2,8296.750%$1,07531−$1,317
5$2,9356.625%$89511−$1,211
6$2,9526.150%$81514−$1,194
7$3,0866.225%$95046−$1,060
8$3,4316.688%$024−$715
9$3,4516.500%$1,290157−$695
10$3,5716.500%$1,66368−$575
11$3,5836.438%$2,20610−$563
12$3,5936.625%$1,84029−$553
13$3,6666.990%$1,796271−$480
14$3,7026.750%$1,641289−$444
15$3,7156.500%$1,18259−$431
16$3,7706.750%$1,496194−$376
17$3,8606.600%$1,63829−$286
18$3,8606.875%$1,64011−$286
19$3,9066.625%$1,66894−$240
20$3,9746.625%$2,26157−$172
21$3,9747.125%$2,39813−$172
22$3,9826.933%$1,88222−$164
23$4,0226.933%$2,31012−$124
24$4,0456.625%$2,170113−$101
25$4,0566.500%$1,66723−$90
26$4,0686.875%$2,06694−$78
27$4,1066.875%$1,49519−$40
28$4,1956.625%$1,711114+$49
29$4,2556.750%$2,44368+$109
30$4,2586.625%$2,347304+$112
31$4,2986.750%$2,38031+$152
32$4,3626.625%$2,155123+$216
33$4,5856.375%$2,47631+$439
34$4,6396.688%$2,45516+$493
35$4,6726.562%$1,68610+$526
36$4,7086.990%$2,69712+$562
37$4,7216.625%$2,55534+$575
38$4,9046.625%$2,70117+$758
39$4,9796.995%$2,85646+$833
40$5,0416.625%$3,29210+$895
41$5,0626.375%$3,41281+$916
42$5,1116.495%$3,28010+$965
43$5,3837.124%$3,60751+$1,237
44$5,4166.500%$3,53547+$1,270
45$5,6236.625%$4,17789+$1,477
46$5,6806.990%$3,28413+$1,534
47$5,7366.625%$4,02519+$1,590
48$5,9936.562%$3,89610+$1,847
49$6,1587.125%$4,26011+$2,012
50$6,2126.625%$4,28311+$2,066
51$6,2456.875%$3,97813+$2,099
52$6,2708.000%$4,26412+$2,124
53$6,2726.625%$4,533212+$2,126
54$6,5286.875%$4,22811+$2,382
55$6,5366.875%$4,00021+$2,390
56$6,6977.000%$4,92316+$2,551
57$6,7576.562%$4,36818+$2,611
58$6,9716.875%$4,23380+$2,825
59$7,2006.875%$5,32915+$3,054
60$8,8059.750%$7,21821+$4,659

Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.