Homebuyers in Jefferson County County who chose MORTGAGE SOLUTIONS OF COLORADO, LLC paid $5,415 less in closing costs than the county median.
County Median Costs
$5,415
−11.4% vs Alabama ($6,111)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,011
Purchase Originations
5,666
Denial Rate
8.4%
vs Alabama avg (13.6%)
vs Alabama Median
11.4% below
$-696
vs National Median
18.9% below
$-1,265
67 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,306 | 5.500% | $0 | 25 | −$1,877 | |
| 2 | $2,338 | 6.500% | $780 | 22 | −$1,846 | |
| 3 | $2,524 | 6.375% | $1,125 | 16 | −$1,659 | |
| 4 | $2,797 | 6.500% | $1,075 | 45 | −$1,386 | |
| 5 | $2,890 | 6.750% | $0 | 30 | −$1,293 | |
| 6 | $3,002 | 6.062% | $510 | 12 | −$1,182 | |
| 7 | $3,058 | 5.750% | $1,588 | 22 | −$1,125 | |
| 8 | $3,088 | 5.925% | $815 | 12 | −$1,095 | |
| 9 | $3,128 | 7.125% | $1,200 | 15 | −$1,055 | |
| 10 | $3,174 | 6.125% | $950 | 30 | −$1,009 | |
| 11 | $3,228 | 6.250% | $1,482 | 61 | −$955 | |
| 12 | $3,311 | 6.500% | $1,113 | 48 | −$872 | |
| 13 | $3,568 | 6.375% | $1,290 | 170 | −$615 | |
| 14 | $3,621 | 6.562% | $1,450 | 208 | −$562 | |
| 15 | $3,662 | 6.375% | $1,250 | 40 | −$521 | |
| 16 | $3,762 | 6.438% | $1,350 | 96 | −$421 | |
| 17 | $3,808 | 6.750% | $1,704 | 21 | −$375 | |
| 18 | $3,824 | 6.250% | $1,720 | 39 | −$359 | |
| 19 | $3,831 | 6.312% | $1,676 | 26 | −$352 | |
| 20 | $3,905 | 6.875% | $1,825 | 24 | −$278 | |
| 21 | $3,955 | 6.750% | $2,192 | 255 | −$228 | |
| 22 | $3,970 | 6.125% | $2,154 | 18 | −$213 | |
| 23 | $3,970 | 6.625% | $1,663 | 84 | −$213 | |
| 24 | $3,983 | 6.625% | $1,498 | 12 | −$200 | |
| 25 | $4,018 | 6.500% | $2,402 | 42 | −$164 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.