AVADIAN closing costs and rates (2024)
In 2024, AVADIAN originated 161 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $4,931. That is $1,810 below the national median of $6,741. AVADIAN is most active in Alabama with 159 originations there.
Purchase Originations
161
Median Total Costs
$4,931
−26.9% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$2,588
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 135 | 6.250% | $3,877 | $1,950 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,622 | 6.375% | — | 1 | −$2,309 | |
| 2 | $2,746 | 6.000% | — | 1 | −$2,185 | |
| 3 | $2,966 | 6.250% | — | 35 | −$1,965 | |
| 4 | $3,132 | 6.250% | — | 52 | −$1,799 | |
| 5 | $3,853 | 7.375% | — | 1 | −$1,078 | |
| 6 | $3,876 | 5.850% | — | 2 | −$1,055 | |
| 7 | $4,472 | 6.750% | — | 1 | −$459 | |
| 8 | $5,255 | 6.800% | — | 1 | +$324 | |
| 9 | $5,701 | 6.550% | — | 2 | +$770 | |
| 10 | $5,954 | 6.338% | — | 8 | +$1,023 | |
| 11 | $6,402 | 6.500% | — | 1 | +$1,471 | |
| 12 | $6,466 | 6.625% | — | 2 | +$1,535 | |
| 13 | $6,587 | 6.250% | — | 1 | +$1,656 | |
| 14 | $6,825 | 6.300% | — | 44 | +$1,894 | |
| 15 | $7,391 | 6.250% | — | 7 | +$2,460 | |
| 16 | $12,368 | 7.750% | — | 1 | +$7,437 | |
| 17 | $12,429 | 5.250% | — | 1 | +$7,498 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.