Purchase Originations
126
Median Total Costs
$5,601
−16.1% vs national ($6,680)
↓ $282 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.062% vs prior year
Median Origination
$3,494
Median Lender Credits
$90
Denial Rate
6.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 126 | 6.750% | $5,601 | $3,494 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 121 | 6.750% | $5,494 | #83 |
| Mississippi | 2 | 7.312% | $8,702 | — |
| Florida | 1 | 6.750% | $8,361 | — |
| Louisiana | 1 | 7.000% | $4,021 | — |
| Tennessee | 1 | 6.750% | $5,850 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,369 | 6.500% | — | 1 | −$2,232 | |
| 2 | $3,666 | 6.625% | — | 9 | −$1,935 | |
| 3 | $3,983 | 6.625% | — | 12 | −$1,618 | |
| 4 | $4,009 | 7.125% | — | 1 | −$1,592 | |
| 5 | $4,021 | 7.000% | — | 1 | −$1,580 | |
| 6 | $4,438 | 6.625% | — | 32 | −$1,163 | |
| 7 | $4,617 | 6.812% | — | 6 | −$984 | |
| 8 | $5,286 | 7.312% | — | 2 | −$315 | |
| 9 | $5,326 | 6.625% | — | 5 | −$275 | |
| 10 | $6,924 | 7.500% | — | 1 | +$1,323 | |
| 11 | $7,177 | 7.250% | — | 1 | +$1,576 | |
| 12 | $7,732 | 6.750% | — | 1 | +$2,131 | |
| 13 | $7,859 | 7.250% | — | 38 | +$2,258 | |
| 14 | $7,888 | 6.625% | — | 3 | +$2,287 | |
| 15 | $8,150 | 7.750% | — | 3 | +$2,549 | |
| 16 | $8,361 | 6.750% | — | 1 | +$2,760 | |
| 17 | $8,400 | 6.490% | — | 1 | +$2,799 | |
| 18 | $9,112 | 6.875% | — | 5 | +$3,511 | |
| 19 | $10,227 | 7.375% | — | 1 | +$4,626 | |
| 20 | $12,480 | 6.375% | — | 1 | +$6,879 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Bryant Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $365,000 | $335,000 | +$30,000 (+9.0%) |
| Median total closing costs | $5,601 | $7,127 | −$1,526 (−21.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.