Lowest closing cost mortgage lenders in Baldwin County County, Alabama
In Baldwin County, Alabama, homebuyers paid a median of $5,612 in closing costs in 2024 — below the Alabama median of $6,033. The county saw 3,632 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, DSLD MORTGAGE, LLC offered the lowest median costs at $570, which is $3,508 less than the county median.
Homebuyers in Baldwin County County who chose DSLD MORTGAGE, LLC paid $5,042 less in closing costs than the county median.
County Median Costs
$5,612
−7.0% vs Alabama ($6,033)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,488
Purchase Originations
3,632
vs Alabama Median
7.0% below
$-421
vs National Median
16.8% below
$-1,129
Lender rankings in Baldwin County County
54 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $570 | 5.995% | $0 | 72 | −$3,508 | |
| 2 | $1,848 | 5.500% | $0 | 253 | −$2,230 | |
| 3 | $2,482 | 6.250% | $1,590 | 14 | −$1,596 | |
| 4 | $2,852 | 5.250% | $1,795 | 63 | −$1,226 | |
| 5 | $3,048 | 6.875% | $1,075 | 19 | −$1,030 | |
| 6 | $3,269 | 5.750% | $75 | 13 | −$809 | |
| 7 | $3,278 | 6.700% | $995 | 26 | −$800 | |
| 8 | $3,580 | 6.750% | $1,823 | 11 | −$498 | |
| 9 | $3,609 | 6.625% | $1,532 | 21 | −$469 | |
| 10 | $3,674 | 6.625% | $2,028 | 43 | −$404 | |
| 11 | $3,918 | 7.000% | $1,400 | 28 | −$160 | |
| 12 | $4,008 | 6.625% | $1,747 | 11 | −$70 | |
| 13 | $4,094 | 6.750% | $1,787 | 64 | +$16 | |
| 14 | $4,159 | 6.875% | $1,886 | 108 | +$81 | |
| 15 | $4,178 | 6.625% | $2,245 | 11 | +$100 | |
| 16 | $4,190 | 6.375% | $1,052 | 12 | +$112 | |
| 17 | $4,288 | 6.990% | $1,895 | 14 | +$210 | |
| 18 | $4,297 | 6.625% | $1,862 | 59 | +$219 | |
| 19 | $4,357 | 6.500% | $1,182 | 26 | +$279 | |
| 20 | $4,387 | 6.562% | $2,109 | 38 | +$309 | |
| 21 | $4,393 | 6.625% | $2,754 | 27 | +$315 | |
| 22 | $4,404 | 6.625% | $1,783 | 12 | +$326 | |
| 23 | $4,442 | 6.750% | $1,495 | 14 | +$364 | |
| 24 | $4,456 | 6.438% | $2,441 | 10 | +$378 | |
| 25 | $4,598 | 6.875% | $2,072 | 30 | +$520 | |
| 26 | $4,659 | 6.688% | $2,370 | 70 | +$581 | |
| 27 | $4,979 | 6.450% | $3,590 | 11 | +$901 | |
| 28 | $5,265 | 6.875% | $2,575 | 19 | +$1,187 | |
| 29 | $5,303 | 6.562% | $3,071 | 10 | +$1,225 | |
| 30 | $5,348 | 6.250% | $2,942 | 28 | +$1,270 | |
| 31 | $5,423 | 7.000% | $3,099 | 14 | +$1,345 | |
| 32 | $5,522 | 8.500% | $3,869 | 29 | +$1,444 | |
| 33 | $5,629 | 6.500% | $3,405 | 57 | +$1,551 | |
| 34 | $5,708 | 5.000% | $3,000 | 14 | +$1,630 | |
| 35 | $5,836 | 6.990% | $3,562 | 15 | +$1,758 | |
| 36 | $5,884 | 6.688% | $3,588 | 28 | +$1,806 | |
| 37 | $5,894 | 9.655% | $4,094 | 18 | +$1,816 | |
| 38 | $5,971 | 6.438% | $4,114 | 24 | +$1,893 | |
| 39 | $5,996 | 6.875% | $2,970 | 11 | +$1,918 | |
| 40 | $6,022 | 6.999% | $3,738 | 101 | +$1,944 | |
| 41 | $6,364 | 7.000% | $3,852 | 11 | +$2,286 | |
| 42 | $6,402 | 6.990% | $4,218 | 18 | +$2,324 | |
| 43 | $6,716 | 6.933% | $4,688 | 18 | +$2,638 | |
| 44 | $6,998 | 6.933% | $4,580 | 20 | +$2,920 | |
| 45 | $7,158 | 6.312% | $4,813 | 10 | +$3,080 | |
| 46 | $7,417 | 7.125% | $5,850 | 17 | +$3,339 | |
| 47 | $7,527 | 7.000% | $4,311 | 11 | +$3,449 | |
| 48 | $11,248 | 6.875% | $8,904 | 11 | +$7,170 |
Includes lenders with 10+ purchase originations in Baldwin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.