Grade B · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$7,255
median across reports
vs. National Average
13%
above national avg
Avg Origination Charge
$3,048
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $12,214 | $3,585 | 🔺 High |
| Origination Fee | $3,048 | $3,743 | 🟢 Below Avg |
| lender_credits | $953 | $1,150 | 🟢 Below Avg |
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Based on 2,788 homebuyer-submitted Closing Disclosures, Tri Pointe Connect, LLC's median total closing costs are $7,255. This is about 13% above the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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How to Read Your Closing Disclosure
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Average Closing Costs by State
Benchmark your costs against the state average.
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Aggregates from Tri Pointe Connect, LLC's 2025 HMDA filings — actual closed-loan figures reported to federal regulators, compared against the national median across all lenders.
Purchase Originations
2,692
Ranked #170 nationally
Median Total Costs
$7,281
+9.0% vs national ($6,680)
Median Rate
6.125%
−5.6% vs national (6.490%)
Median Origination
$1,490
Median Lender Credits
$66
Cost Rank (500+ vol.)
#391
among lenders with 500+ originations
Denial Rate
2.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,197 | 6.250% | $7,090 | $1,490 |
| fha | 250 | 5.750% | $15,087 | $1,490 |
| va | 245 | 5.875% | $9,070 | $1,490 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 855 | 6.000% | $7,310 | #75 |
| California | 678 | 5.875% | $7,277 | #60 |
| Arizona | 368 | 6.625% | $7,363 | #51 |
| North Carolina | 257 | 6.375% | $5,964 | #88 |
| Washington | 172 | 6.250% | $7,289 | #71 |
| Nevada | 165 | 6.000% | $7,670 | #44 |
| Virginia | 95 |
| This lender | Texas median | National median | |
|---|---|---|---|
| Total Closing Costs | $7,310 | $8,397 | $6,680 |
| Interest Rate | 6.000% | 6.250% | 6.490% |
| Originations in state | 855 | — | — |
Based on 2025 HMDA data. State and national medians cover all reporting lenders.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Tri Pointe Connect, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $505,000 | $335,000 | +$170,000 (+50.7%) |
| Median total closing costs | $7,281 | $7,127 | +$154 (+2.2%) |
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.
| 6.375% |
| $7,315 |
| #131 |
| Colorado | 61 | 5.625% | $4,095 | #142 |
| Maryland | 27 | 6.500% | $6,457 | — |
| District of Columbia | 8 | 6.438% | $8,451 | — |
| South Carolina | 6 | 5.625% | $5,449 | — |