Grade A · 0% of disclosures flagged for junk fees
Bank · New Jersey · NMLS #399805
Avg Closing Costs
$3,503
median across reports
vs. National Average
8%
above national avg
Avg Origination Charge
$1,600
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| lender_credits | $6,110 | $393 | 🔺 High |
| Title Insurance | $3,311 | $3,301 | 🟡 Average |
| discount_points | $2,497 | $2,207 | 🔴 Above Avg |
| Origination Fee | $1,600 | $1,587 | 🟡 Average |
| Underwriting Fee | $1,498 | $1,512 | 🟡 Average |
| Appraisal | $1,123 | $1,096 | 🟡 Average |
| Settlement/Closing Fee | $1,009 | $1,008 | 🟡 Average |
| Processing Fee | $810 | $822 | 🟡 Average |
| Title Search | $411 | $400 | 🟡 Average |
| Rate Lock Fee | $397 | $370 | 🟡 Average |
| Recording Fee | $347 | $353 | 🟡 Average |
| Document Preparation | $188 | $154 | 🔴 Above Avg |
| Tax Service Fee | $134 | $133 | 🟡 Average |
| Credit Report | $72 | $70 | 🟡 Average |
| Wire Transfer Fee | $71 | $70 | 🟡 Average |
| Courier/Delivery | $62 | $60 | 🟡 Average |
| Flood Certification | $24 | $24 | 🟡 Average |
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Based on 8,392 homebuyer-submitted Closing Disclosures, TD Bank, N.A.'s median total closing costs are $3,503. This is about 8% above the $3,254 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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Closing Costs in New Jersey
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Federal data snapshot (2025)
In 2025, TD Bank, National Association originated 3,806 purchase loans with median closing costs of $5,655.
See 2025 HMDA market data for TD Bank, National Association →Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.