263 mortgage lenders in South Dakota have verified fee reports on FairPriceCheck. The median average closing cost across South Dakota lenders is $5,360, and 84 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| FIRST BANK & TRUST 616 reports | A | $4,848 | 0% | A |
| First PREMIER Bank 592 reports | A | $4,839 | 0% | A |
| Levo Federal Credit Union 526 reports | A | $2,441 | 0% | A |
| First Dakota National Bank 482 reports | A | $3,728 | 0% | A |
| Dacotah Bank 378 reports | A | $4,298 | 0% | A |
| BANKWEST, INC. 308 reports | A | $5,373 | 0% | A |
| American Bank & Trust 304 reports | A | $4,740 | 0% | A |
| First International Bank & Trust 302 reports | A | $5,204 | 0% | A |
| Mortgage Research Center, LLC 298 reports | A | $6,182 | 0% | A |
| U.S. Bank National Association 240 reports | A | $4,184 | 0% | A |
| CORTRUST MORTGAGE, INC. 229 reports | A | $5,343 | 0% | A |
| Pennymac 179 reports | A | $6,076 | 0% | A |
| CU MORTGAGE DIRECT, LLC 169 reports | A | $5,360 | 0% | A |
| Freedom Mortgage 160 reports | A | $7,447 | 0% | B |
| Wells Fargo Bank, N.A. 134 reports | A | $4,695 | 0% | A |
| Guaranteed Rate 116 reports | A | $5,288 | 0% | A |
| NATIONSTAR MORTGAGE LLC 91 reports | A | $5,338 | 0% | A |
| Gateway First Bank 84 reports | A | $4,959 | 0% | A |
| Navy Federal Credit Union 79 reports | A | $3,818 | 0% | A |
| First Interstate Bank 70 reports | A | $4,608 | 0% | A |
| AmeriSave Mortgage 60 reports | A | $8,307 | 0% | A |
| ASPEN 55 reports | A | $3,600 | 0% | A |
| Lakeview Loan Servicing 46 reports | A | $4,875 | 0% | A |
| WEST GATE BANK 44 reports | A | $4,749 | 0% | A |
| SoFi Bank, N.A. 38 reports | A | $3,306 | 0% | A |
The 200 South Dakota lenders with the most verified reports. 63 more have fewer reports and are not listed.
For 2024 HMDA origination data on all lenders in South Dakota, see our South Dakota Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for South Dakota → South Dakota Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.