263 mortgage lenders in South Dakota have verified fee reports on FairPriceCheck. The median average closing cost across South Dakota lenders is $5,360, and 84 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| FIRST BANK & TRUST 616 reports | A | $4,848 | 0% | A |
| First PREMIER Bank 592 reports | A | $4,839 | 0% | A |
| Levo Federal Credit Union 526 reports | A | $2,441 | 0% | A |
| First Dakota National Bank 482 reports | A | $3,728 | 0% | A |
| Dacotah Bank 378 reports | A | $4,298 | 0% | A |
| BANKWEST, INC. 308 reports | A | $5,373 | 0% | A |
| American Bank & Trust 304 reports | A | $4,740 | 0% | A |
| First International Bank & Trust 302 reports | A | $5,204 | 0% | A |
| Mortgage Research Center, LLC 298 reports | A | $6,182 | 0% | A |
| U.S. Bank National Association 240 reports | A | $4,184 | 0% | A |
| CORTRUST MORTGAGE, INC. 229 reports | A | $5,343 | 0% | A |
| Pennymac 179 reports | A | $6,076 | 0% | A |
| CU MORTGAGE DIRECT, LLC 169 reports | A | $5,360 | 0% | A |
| Freedom Mortgage 160 reports | A | $7,447 | 0% | B |
| Wells Fargo Bank, N.A. 134 reports | A | $4,695 | 0% | A |
| Guaranteed Rate 116 reports | A | $5,288 | 0% | A |
| NATIONSTAR MORTGAGE LLC 91 reports | A | $5,338 | 0% | A |
| Gateway First Bank 84 reports | A | $4,959 | 0% | A |
| Navy Federal Credit Union 79 reports | A | $3,818 | 0% | A |
| First Interstate Bank 70 reports | A | $4,608 | 0% | A |
| AmeriSave Mortgage 60 reports | A | $8,307 | 0% | A |
| ASPEN 55 reports | A | $3,600 | 0% | A |
| Lakeview Loan Servicing 46 reports | A | $4,875 | 0% | A |
| WEST GATE BANK 44 reports | A | $4,749 | 0% | A |
| SoFi Bank, N.A. 38 reports | A | $3,306 | 0% | A |
For 2024 HMDA origination data on all lenders in South Dakota, see our South Dakota Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for South Dakota → South Dakota Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.