How many lenders in North Dakota have user fee reports?

231 lenders in North Dakota have verified fee reports on FairPriceCheck, spanning 9811 total reports across purchase and refinance loans.

What is the median closing cost across North Dakota lenders?

The median average closing costs across North Dakota lenders with fee reports is $5,851. Individual costs vary with loan size, property type, and loan program.

Which mortgage lender has the best grade in North Dakota?

Gate City Bank currently holds a A grade in North Dakota, based on 1834 verified fee reports.

How many A-grade mortgage lenders are there in North Dakota?

62 lenders in North Dakota currently hold an A grade, meaning their median closing costs are at least 10% below the state average.

How are mortgage lenders graded in North Dakota?

Each lender's median total closing costs in North Dakota are compared to the statewide average for similar loans. Grades run A (10%+ below average) through F (25%+ above). Lenders need at least 3 verified reports to receive a grade.

Mortgage Lenders in North Dakota: Fee & Closing Cost Rankings

231 mortgage lenders in North Dakota have verified fee reports on FairPriceCheck. The median average closing cost across North Dakota lenders is $5,851, and 62 lenders hold an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in North Dakota

Lender	State grade	Avg closing costs	% junk fees	National grade
Gate City Bank 1834 reports	A	$3,831	0%	A
First International Bank & Trust 493 reports	A	$5,954	0%	A
FIRST COMMUNITY CREDIT UNION 431 reports	A	$3,691	0%	A
Bell Bank 342 reports	A	$3,303	0%	A
TOWN AND COUNTRY Credit Union 312 reports	A	$4,311	0%	A
Mortgage Research Center, LLC 276 reports	A	$5,831	0%	A
VALLEY MORTGAGE, INC. 171 reports	A	$5,438	0%	A
U.S. Bank National Association 161 reports	A	$3,311	0%	A
First Western Bank & Trust (North Dakota) 140 reports	A	$5,537	0%	A
Choice Financial Group 123 reports	A	$4,513	0%	A
Western State Bank 110 reports	A	$4,430	0%	A
Pennymac 110 reports	A	$6,154	0%	A
Starion Bank 103 reports	A	$3,959	0%	A
Alerus Financial, National Association 96 reports	A	$3,268	0%	A
WESTERN COOPERATIVE CREDIT UNION 87 reports	A	$4,754	0%	A
Old National Bank 80 reports	A	$4,125	0%	A
Dacotah Bank 79 reports	A	$4,770	0%	A
Cornerstone Bank 75 reports	A	$1,444	0%	A
NATIONSTAR MORTGAGE LLC 71 reports	A	$5,660	0%	A
Barrington Bank & Trust Company, National Association 64 reports	A	$6,154	0%	A
Wells Fargo Bank, N.A. 55 reports	A	$4,623	0%	A
HOMETOWN Credit Union 43 reports	A	$1,165	0%	A
Nations Lending 40 reports	A	$5,987	0%	A
Bremer Bank, National Association 31 reports	A	$5,296	0%	A
Merchants Bank, National Association 31 reports	A	$4,695	0%	A

North Dakota market context

For 2024 HMDA origination data on all lenders in North Dakota, see our North Dakota Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for North Dakota → North Dakota Closing Costs Guide

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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.