Grade F · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$11,072
median across reports
vs. National Average
246%
above national avg
Avg Origination Charge
$5,869
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $5,869 | $1,786 | 🔺 High |
| discount_points | $4,307 | $2,054 | 🔺 High |
| lender_credits | $1,061 | $401 | 🔺 High |
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Based on 2,612 homebuyer-submitted Closing Disclosures, GOLDEN EMPIRE MORTGAGE, INC.'s median total closing costs are $11,072. This is about 246% above the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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