Lowest closing cost mortgage lenders in Island County County, Washington
In Island County, Washington, homebuyers paid a median of $9,377 in closing costs in 2024 — above the Washington median of $7,966. The county saw 827 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, ROCKET MORTGAGE, LLC offered the lowest median costs at $4,467, which is $2,637 less than the county median.
Homebuyers in Island County County who chose ROCKET MORTGAGE, LLC paid $4,910 less in closing costs than the county median.
County Median Costs
$9,377
+17.7% vs Washington ($7,966)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,301
Purchase Originations
827
vs Washington Median
17.7% above
$1,411
vs National Median
39.1% above
$2,636
Lender rankings in Island County County
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,467 | 6.500% | $1,893 | 23 | −$2,637 | |
| 2 | $4,743 | 6.750% | $1,000 | 17 | −$2,361 | |
| 3 | $5,212 | 6.625% | $1,502 | 10 | −$1,892 | |
| 4 | $5,237 | 7.075% | $2,190 | 13 | −$1,867 | |
| 5 | $5,504 | 6.562% | $2,730 | 10 | −$1,600 | |
| 6 | $6,127 | 6.625% | $3,070 | 15 | −$977 | |
| 7 | $6,182 | 6.990% | $2,095 | 23 | −$922 | |
| 8 | $6,492 | 6.588% | $3,837 | 38 | −$612 | |
| 9 | $8,318 | 6.625% | $5,037 | 11 | +$1,214 | |
| 10 | $8,396 | 6.500% | $6,328 | 36 | +$1,292 | |
| 11 | $8,765 | 6.933% | $6,194 | 26 | +$1,661 | |
| 12 | $10,209 | 7.125% | $5,635 | 23 | +$3,105 | |
| 13 | $12,427 | 7.688% | $6,497 | 10 | +$5,323 | |
| 14 | $15,322 | 7.375% | $11,351 | 15 | +$8,218 |
Includes lenders with 10+ purchase originations in Island County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.