Homebuyers in Island County County who chose NAVY FEDERAL CREDIT UNION paid $5,188 less in closing costs than the county median.
County Median Costs
$8,546
+10.5% vs Washington ($7,733)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,164
Purchase Originations
945
Denial Rate
5.0%
vs Washington avg (5.3%)
vs Washington Median
10.5% above
$813
vs National Median
27.9% above
$1,866
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,358 | 6.562% | $0 | 10 | −$2,847 | |
| 2 | $3,679 | 6.375% | $0 | 24 | −$2,526 | |
| 3 | $3,845 | 6.500% | $850 | 23 | −$2,360 | |
| 4 | $5,464 | 6.750% | $2,320 | 31 | −$741 | |
| 5 | $5,537 | 6.990% | $2,857 | 13 | −$668 | |
| 6 | $6,057 | 6.500% | $3,791 | 28 | −$148 | |
| 7 | $6,247 | 6.562% | $3,014 | 22 | +$42 | |
| 8 | $6,273 | 6.495% | $1,973 | 10 | +$68 | |
| 9 | $6,722 | 6.782% | $2,725 | 28 | +$517 | |
| 10 | $6,775 | 6.625% | $3,612 | 29 | +$570 | |
| 11 | $7,413 | 6.990% | $4,100 | 23 | +$1,208 | |
| 12 | $7,478 | 6.500% | $3,598 | 10 | +$1,273 | |
| 13 | $7,722 | 6.750% | $4,753 | 35 | +$1,517 | |
| 14 | $9,848 | 6.812% | $6,479 | 14 | +$3,643 | |
| 15 | $14,078 | 7.375% | $8,502 | 13 | +$7,873 |
Includes lenders with 10+ purchase originations in Island County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Washington → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.