Lowest closing cost mortgage lenders in Wise County County, Texas
In Wise County, Texas, homebuyers paid a median of $9,432 in closing costs in 2024 — above the Texas median of $8,418. The county saw 1,385 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $3,875, which is $3,346 less than the county median.
Homebuyers in Wise County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,557 less in closing costs than the county median.
County Median Costs
$9,432
+12.1% vs Texas ($8,418)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$2,544
Purchase Originations
1,385
vs Texas Median
12.1% above
$1,014
vs National Median
39.9% above
$2,691
Lender rankings in Wise County County
24 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,875 | 5.500% | $0 | 60 | −$3,346 | |
| 2 | $4,166 | 6.912% | $1,381 | 12 | −$3,055 | |
| 3 | $4,182 | 5.750% | $0 | 13 | −$3,039 | |
| 4 | $4,206 | 7.375% | $1,002 | 22 | −$3,015 | |
| 5 | $4,553 | 6.990% | $73 | 11 | −$2,668 | |
| 6 | $5,487 | 6.875% | $1,125 | 46 | −$1,734 | |
| 7 | $5,953 | 6.625% | $1,722 | 10 | −$1,268 | |
| 8 | $7,193 | 7.125% | $3,962 | 17 | −$28 | |
| 9 | $7,400 | 6.625% | $4,916 | 25 | +$179 | |
| 10 | $7,535 | 6.375% | $2,507 | 15 | +$314 | |
| 11 | $7,558 | 6.625% | $3,185 | 15 | +$337 | |
| 12 | $7,767 | 9.750% | $4,500 | 13 | +$546 | |
| 13 | $7,969 | 6.375% | $3,110 | 15 | +$748 | |
| 14 | $8,341 | 6.998% | $4,000 | 51 | +$1,120 | |
| 15 | $9,079 | 6.438% | $5,472 | 10 | +$1,858 | |
| 16 | $9,095 | 6.375% | $4,601 | 17 | +$1,874 | |
| 17 | $9,121 | 6.625% | $4,616 | 34 | +$1,900 | |
| 18 | $9,180 | 6.875% | $5,361 | 12 | +$1,959 | |
| 19 | $9,594 | 6.808% | $5,420 | 10 | +$2,373 | |
| 20 | $13,316 | 6.375% | $8,021 | 12 | +$6,095 | |
| 21 | $13,734 | 6.624% | $9,810 | 17 | +$6,513 |
Includes lenders with 10+ purchase originations in Wise County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.