American National Bank closing costs and rates (2024)
In 2024, American National Bank originated 196 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $3,381. That is $3,360 below the national median of $6,741. American National Bank is most active in Nebraska with 144 originations there.
Purchase Originations
196
Median Total Costs
$3,381
−49.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,474
Median Lender Credits
$178
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 158 | 6.812% | $3,232 | $1,474 |
| fha | 26 | 6.500% | $7,643 | $1,519 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,772 | 6.812% | — | 2 | −$609 | |
| 2 | $3,096 | 6.250% | — | 3 | −$285 | |
| 3 | $3,126 | 6.625% | — | 3 | −$255 | |
| 4 | $3,160 | 7.125% | — | 3 | −$221 | |
| 5 | $3,229 | 6.250% | — | 5 | −$152 | |
| 6 | $3,229 | 6.433% | — | 2 | −$152 | |
| 7 | $3,249 | 6.562% | — | 2 | −$132 | |
| 8 | $3,273 | 6.124% | — | 2 | −$108 | |
| 9 | $3,333 | 6.875% | — | 85 | −$48 | |
| 10 | $3,367 | 6.875% | — | 38 | −$14 | |
| 11 | $3,431 | 6.500% | — | 33 | +$50 | |
| 12 | $3,748 | 7.250% | — | 1 | +$367 | |
| 13 | $3,751 | 6.812% | — | 2 | +$370 | |
| 14 | $3,964 | 6.625% | — | 1 | +$583 | |
| 15 | $4,090 | 6.750% | — | 1 | +$709 | |
| 16 | $5,391 | 7.625% | — | 1 | +$2,010 | |
| 17 | $5,876 | 6.000% | — | 2 | +$2,495 | |
| 18 | $5,902 | 6.491% | — | 1 | +$2,521 | |
| 19 | $6,475 | 7.375% | — | 1 | +$3,094 | |
| 20 | $7,747 | 5.750% | — | 2 | +$4,366 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.