Homebuyers in Lubbock County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,679 less in closing costs than the county median.
County Median Costs
$6,786
−19.2% vs Texas ($8,397)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,420
Purchase Originations
3,250
Denial Rate
8.1%
vs Texas avg (12.0%)
vs Texas Median
19.2% below
$-1,611
vs National Median
1.6% above
$106
27 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,179 | 6.250% | $1,160 | 34 | −$2,039 | |
| 2 | $3,183 | 5.500% | $0 | 30 | −$2,035 | |
| 3 | $4,286 | 6.625% | $1,200 | 13 | −$932 | |
| 4 | $4,348 | 6.500% | $1,398 | 18 | −$870 | |
| 5 | $4,350 | 6.625% | $1,170 | 46 | −$868 | |
| 6 | $4,452 | 6.500% | $1,490 | 98 | −$766 | |
| 7 | $4,873 | 6.625% | $1,200 | 26 | −$345 | |
| 8 | $4,890 | 6.625% | $1,272 | 11 | −$328 | |
| 9 | $5,012 | 6.625% | $1,380 | 189 | −$206 | |
| 10 | $5,079 | 6.375% | $1,270 | 292 | −$139 | |
| 11 | $5,249 | 6.750% | $1,945 | 92 | +$31 | |
| 12 | $5,269 | 6.250% | $2,082 | 21 | +$51 | |
| 13 | $5,417 | 6.625% | $1,695 | 46 | +$199 | |
| 14 | $5,753 | 6.375% | $2,108 | 54 | +$535 | |
| 15 | $6,105 | 7.000% | $1,712 | 10 | +$887 | |
| 16 | $6,663 | 6.500% | $3,002 | 21 | +$1,445 | |
| 17 | $6,703 | 6.625% | $3,734 | 46 | +$1,485 | |
| 18 | $9,903 | 6.500% | $5,664 | 37 | +$4,685 | |
| 19 | $10,010 | 6.688% | $6,917 | 16 | +$4,792 | |
| 20 | $11,835 | 8.125% | $8,690 | 10 | +$6,617 |
Includes lenders with 10+ purchase originations in Lubbock County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.