Lowest closing cost mortgage lenders in Lubbock County County, Texas
In Lubbock County, Texas, homebuyers paid a median of $7,010 in closing costs in 2024 — below the Texas median of $8,418. The county saw 3,298 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Prosperity Bank offered the lowest median costs at $3,012, which is $2,180 less than the county median.
Homebuyers in Lubbock County County who chose Prosperity Bank paid $3,998 less in closing costs than the county median.
County Median Costs
$7,010
−16.7% vs Texas ($8,418)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,384
Purchase Originations
3,298
vs Texas Median
16.7% below
$-1,408
vs National Median
4.0% above
$269
Lender rankings in Lubbock County County
27 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,012 | 6.500% | $1,160 | 34 | −$2,180 | |
| 2 | $3,028 | 5.750% | $0 | 35 | −$2,164 | |
| 3 | $4,306 | 6.624% | $1,490 | 102 | −$886 | |
| 4 | $4,320 | 6.625% | $1,379 | 35 | −$872 | |
| 5 | $4,533 | 6.625% | $1,250 | 33 | −$659 | |
| 6 | $4,614 | 6.812% | $1,380 | 148 | −$578 | |
| 7 | $4,794 | 6.625% | $1,270 | 275 | −$398 | |
| 8 | $5,056 | 6.500% | $1,315 | 41 | −$136 | |
| 9 | $5,121 | 6.875% | $1,732 | 87 | −$71 | |
| 10 | $5,188 | 6.625% | $1,878 | 19 | −$4 | |
| 11 | $5,288 | 7.250% | $1,375 | 19 | +$96 | |
| 12 | $5,369 | 6.875% | $1,732 | 47 | +$177 | |
| 13 | $5,470 | 6.500% | $3,247 | 33 | +$278 | |
| 14 | $5,720 | 6.625% | $2,733 | 54 | +$528 | |
| 15 | $6,369 | 6.625% | $3,584 | 55 | +$1,177 | |
| 16 | $6,483 | 6.875% | $2,404 | 15 | +$1,291 | |
| 17 | $7,714 | 6.750% | $3,457 | 19 | +$2,522 | |
| 18 | $8,008 | 6.125% | $4,635 | 21 | +$2,816 | |
| 19 | $8,288 | 6.875% | $5,106 | 29 | +$3,096 | |
| 20 | $8,350 | 6.990% | $4,202 | 11 | +$3,158 | |
| 21 | $8,454 | 6.625% | $925 | 185 | +$3,262 |
Includes lenders with 10+ purchase originations in Lubbock County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.