First United Bank closing costs and rates (2024)
In 2024, First United Bank originated 206 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $5,850. That is $891 below the national median of $6,741. First United Bank is most active in Texas with 203 originations there.
Purchase Originations
206
Median Total Costs
$5,850
−13.2% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,518
Median Lender Credits
$125
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 139 | 6.500% | $5,273 | $1,368 |
| fha | 52 | 6.250% | $8,489 | $1,553 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,090 | 6.500% | — | 3 | −$1,760 | |
| 2 | $4,319 | 6.125% | — | 1 | −$1,531 | |
| 3 | $4,435 | 6.250% | — | 1 | −$1,415 | |
| 4 | $4,516 | 6.500% | — | 4 | −$1,334 | |
| 5 | $4,996 | 7.750% | — | 19 | −$854 | |
| 6 | $5,073 | 6.500% | — | 8 | −$777 | |
| 7 | $5,352 | 6.120% | — | 2 | −$498 | |
| 8 | $5,563 | 5.495% | — | 2 | −$287 | |
| 9 | $5,605 | 6.620% | — | 2 | −$245 | |
| 10 | $5,968 | 6.250% | — | 13 | +$118 | |
| 11 | $6,017 | 6.490% | — | 63 | +$167 | |
| 12 | $6,055 | 6.375% | — | 11 | +$205 | |
| 13 | $6,055 | 5.938% | — | 2 | +$205 | |
| 14 | $6,381 | 7.250% | — | 2 | +$531 | |
| 15 | $6,479 | 6.500% | — | 2 | +$629 | |
| 16 | $6,956 | 6.375% | — | 53 | +$1,106 | |
| 17 | $8,162 | 7.375% | — | 1 | +$2,312 | |
| 18 | $8,370 | 6.990% | — | 1 | +$2,520 | |
| 19 | $8,796 | 6.808% | — | 2 | +$2,946 | |
| 20 | $11,869 | 5.750% | — | 1 | +$6,019 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.