Lowest closing cost mortgage lenders in Hood County County, Texas
In Hood County, Texas, homebuyers paid a median of $8,317 in closing costs in 2024 — near the Texas median of $8,418. The county saw 917 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,601, which is $3,972 less than the county median.
Homebuyers in Hood County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,716 less in closing costs than the county median.
County Median Costs
$8,317
−1.2% vs Texas ($8,418)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,060
Purchase Originations
917
vs Texas Median
1.2% below
$-101
vs National Median
23.4% above
$1,576
Lender rankings in Hood County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,855 | 5.500% | $0 | 17 | −$2,720 | |
| 2 | $5,890 | 6.875% | $1,495 | 21 | −$685 | |
| 3 | $6,237 | 6.990% | $2,279 | 16 | −$338 | |
| 4 | $6,294 | 6.990% | $2,487 | 13 | −$281 | |
| 5 | $6,844 | 6.750% | $4,040 | 34 | +$269 | |
| 6 | $6,863 | 6.490% | $3,409 | 10 | +$288 | |
| 7 | $7,047 | 9.480% | $4,500 | 23 | +$472 | |
| 8 | $7,056 | 6.500% | $3,752 | 14 | +$481 | |
| 9 | $7,604 | 6.865% | $3,713 | 40 | +$1,029 | |
| 10 | $7,608 | 6.625% | $4,269 | 24 | +$1,033 | |
| 11 | $8,045 | 6.990% | $5,332 | 21 | +$1,470 | |
| 12 | $8,059 | 7.125% | $4,297 | 13 | +$1,484 | |
| 13 | $8,957 | 7.125% | $5,642 | 10 | +$2,382 | |
| 14 | $9,102 | 6.750% | $4,919 | 12 | +$2,527 |
Includes lenders with 10+ purchase originations in Hood County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.