Lowest closing cost mortgage lenders in Cameron County County, Texas
In Cameron County, Texas, homebuyers paid a median of $9,314 in closing costs in 2024 — above the Texas median of $8,418. The county saw 2,216 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,531, which is $2,658 less than the county median.
Homebuyers in Cameron County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,783 less in closing costs than the county median.
County Median Costs
$9,314
+10.6% vs Texas ($8,418)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,699
Purchase Originations
2,216
vs Texas Median
10.6% above
$896
vs National Median
38.2% above
$2,573
Lender rankings in Cameron County County
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,714 | 6.875% | $2,200 | 50 | −$2,287 | |
| 2 | $4,864 | 6.500% | $1,828 | 17 | −$2,137 | |
| 3 | $5,160 | 6.500% | $1,820 | 26 | −$1,841 | |
| 4 | $5,404 | 6.250% | $1,643 | 15 | −$1,597 | |
| 5 | $5,839 | 6.490% | $2,310 | 13 | −$1,162 | |
| 6 | $5,861 | 6.875% | $1,115 | 43 | −$1,140 | |
| 7 | $5,974 | 6.375% | $2,431 | 11 | −$1,027 | |
| 8 | $6,632 | 6.875% | $3,192 | 13 | −$369 | |
| 9 | $6,735 | 6.000% | $3,716 | 11 | −$266 | |
| 10 | $7,090 | 6.250% | $3,450 | 111 | +$89 | |
| 11 | $7,185 | 6.125% | $3,983 | 33 | +$184 | |
| 12 | $7,374 | 6.875% | $4,742 | 13 | +$373 | |
| 13 | $7,806 | 6.490% | $4,265 | 39 | +$805 | |
| 14 | $7,926 | 6.875% | $4,762 | 13 | +$925 | |
| 15 | $7,994 | 7.500% | $4,302 | 13 | +$993 | |
| 16 | $8,154 | 6.625% | $4,563 | 57 | +$1,153 | |
| 17 | $8,206 | 6.625% | $4,513 | 91 | +$1,205 | |
| 18 | $8,457 | 6.625% | $5,248 | 22 | +$1,456 | |
| 19 | $8,697 | 6.500% | $4,972 | 48 | +$1,696 | |
| 20 | $10,242 | 6.875% | $6,024 | 13 | +$3,241 |
Includes lenders with 10+ purchase originations in Cameron County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.