Homebuyers in Ulster County County who chose HUDSON VALLEY CREDIT UNION paid $1,842 less in closing costs than the county median.
County Median Costs
$5,499
−14.1% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,881
Purchase Originations
982
Denial Rate
10.6%
vs New York avg (8.5%)
vs New York Median
14.1% below
$-901
vs National Median
17.7% below
$-1,181
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,657 | 6.188% | $972 | 46 | −$1,634 | |
| 2 | $3,929 | 6.550% | $2,009 | 138 | −$1,362 | |
| 3 | $4,397 | 6.490% | $1,195 | 117 | −$894 | |
| 4 | $4,710 | 6.562% | $1,295 | 10 | −$581 | |
| 5 | $4,918 | 6.375% | $1,881 | 38 | −$373 | |
| 6 | $5,102 | 6.125% | $1,821 | 28 | −$189 | |
| 7 | $5,135 | 6.500% | $0 | 13 | −$156 | |
| 8 | $5,313 | 6.750% | $1,948 | 13 | +$22 | |
| 9 | $5,443 | 6.375% | $1,463 | 40 | +$152 | |
| 10 | $5,479 | 6.375% | $2,348 | 17 | +$188 | |
| 11 | $5,519 | 6.875% | $1,395 | 11 | +$228 | |
| 12 | $5,782 | 6.625% | $1,929 | 56 | +$491 | |
| 13 | $6,697 | 6.625% | $3,780 | 29 | +$1,406 | |
| 14 | $7,103 | 6.500% | $2,955 | 17 | +$1,812 | |
| 15 | $7,189 | 6.750% | $3,177 | 38 | +$1,898 | |
| 16 | $7,628 | 6.500% | $3,907 | 41 | +$2,337 | |
| 17 | $7,999 | 6.438% | $4,274 | 28 | +$2,708 |
Includes lenders with 10+ purchase originations in Ulster County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.