Ulster Savings Bank closing costs and rates (2024)
In 2024, Ulster Savings Bank originated 194 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,172. That is $2,569 below the national median of $6,741. Ulster Savings Bank is most active in New York with 194 originations there.
Purchase Originations
194
Median Total Costs
$4,172
−38.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,378
Median Lender Credits
$750
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 192 | 6.625% | $4,120 | $2,400 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 194 | 6.625% | $4,172 | #88 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,337 | 6.812% | — | 2 | −$835 | |
| 2 | $3,538 | 6.625% | — | 5 | −$634 | |
| 3 | $3,886 | 6.375% | — | 3 | −$286 | |
| 4 | $3,974 | 6.875% | — | 8 | −$198 | |
| 5 | $4,018 | 6.750% | — | 110 | −$154 | |
| 6 | $4,048 | 6.500% | — | 3 | −$124 | |
| 7 | $4,367 | 6.625% | — | 15 | +$195 | |
| 8 | $4,373 | 6.812% | — | 8 | +$201 | |
| 9 | $4,398 | 7.000% | — | 1 | +$226 | |
| 10 | $4,640 | 6.625% | — | 29 | +$468 | |
| 11 | $5,280 | 6.375% | — | 1 | +$1,108 | |
| 12 | $5,389 | 6.562% | — | 4 | +$1,217 | |
| 13 | $7,744 | 7.000% | — | 4 | +$3,572 | |
| 14 | $8,583 | 6.000% | — | 1 | +$4,411 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.